Bank Pan Indonesia Balance Sheet Health
Financial Health criteria checks 5/6
Bank Pan Indonesia has total assets of IDR222,010.1B and total equity of IDR53,312.5B. Total deposits are IDR147,187.5B, and total loans are IDR140,533.0B.
Key information
4.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp147.19t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp21.51t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNBN's Assets to Equity ratio (4.2x) is low.
Allowance for Bad Loans: PNBN has a sufficient allowance for bad loans (156%).
Low Risk Liabilities: 87% of PNBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNBN has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: PNBN's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: PNBN has a high level of bad loans (3.4%).