Bank Pan Indonesia Balance Sheet Health
Financial Health criteria checks 5/6
Bank Pan Indonesia has total assets of IDR230,587.8B and total equity of IDR55,881.2B. Total deposits are IDR154,564.7B, and total loans are IDR142,158.3B.
Key information
4.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp154.56t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp16.99t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNBN's Assets to Equity ratio (4.1x) is low.
Allowance for Bad Loans: PNBN has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 88% of PNBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNBN has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: PNBN's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: PNBN has a high level of bad loans (3.1%).