Bank BTPN Past Earnings Performance
Past criteria checks 2/6
Bank BTPN has been growing earnings at an average annual rate of 7.7%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 4% per year. Bank BTPN's return on equity is 6.5%, and it has net margins of 21.3%.
Key information
7.7%
Earnings growth rate
3.8%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 4.0% |
| Return on equity | 6.5% |
| Net Margin | 21.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank BTPN makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 11,067,587 | 2,358,334 | 6,699,682 | 0 |
| 30 Sep 23 | 11,537,774 | 2,771,597 | 6,589,711 | 0 |
| 30 Jun 23 | 11,658,359 | 2,882,132 | 6,526,268 | 0 |
| 31 Mar 23 | 11,978,838 | 3,149,116 | 6,452,415 | 0 |
| 31 Dec 22 | 11,850,763 | 3,095,701 | 6,382,089 | 0 |
| 30 Sep 22 | 11,717,350 | 3,036,479 | 6,379,669 | 0 |
| 30 Jun 22 | 11,127,041 | 2,699,007 | 6,262,359 | 0 |
| 31 Mar 22 | 10,783,455 | 2,445,412 | 6,227,866 | 0 |
| 31 Dec 21 | 10,991,048 | 2,664,714 | 6,150,611 | 0 |
| 30 Sep 21 | 10,398,986 | 2,250,945 | 6,057,770 | 0 |
| 30 Jun 21 | 10,303,686 | 2,273,479 | 6,009,538 | 0 |
| 31 Mar 21 | 9,661,854 | 1,968,257 | 5,940,745 | 0 |
| 31 Dec 20 | 9,519,887 | 1,749,293 | 6,000,032 | 0 |
| 30 Sep 20 | 10,272,530 | 2,170,145 | 6,107,204 | 0 |
| 30 Jun 20 | 10,963,173 | 2,454,984 | 6,246,920 | 0 |
| 31 Mar 20 | 11,689,442 | 2,818,045 | 6,330,433 | 0 |
| 31 Dec 19 | 11,162,391 | 2,572,528 | 6,242,225 | 0 |
| 30 Sep 19 | 10,308,767 | 2,162,898 | 6,081,648 | 0 |
| 30 Jun 19 | 9,651,779 | 1,980,762 | 5,802,124 | 0 |
| 31 Mar 19 | 9,069,287 | 1,809,793 | 5,544,010 | 0 |
| 31 Dec 18 | 8,825,275 | 1,838,471 | 5,360,147 | 0 |
| 30 Sep 18 | 8,846,436 | 1,476,590 | 5,523,177 | 0 |
| 30 Jun 18 | 8,789,139 | 1,377,663 | 5,660,051 | 0 |
| 31 Mar 18 | 8,790,014 | 1,278,098 | 5,861,709 | 0 |
| 31 Dec 17 | 8,890,985 | 1,220,886 | 6,066,647 | 0 |
| 30 Sep 17 | 8,983,600 | 1,719,759 | 5,842,736 | 0 |
| 30 Jun 17 | 8,979,075 | 1,769,725 | 5,819,998 | 0 |
| 31 Mar 17 | 8,874,189 | 1,801,245 | 5,715,601 | 0 |
| 31 Dec 16 | 8,592,268 | 1,752,097 | 5,542,373 | 0 |
| 30 Sep 16 | 8,353,997 | 1,726,283 | 5,425,511 | 0 |
| 30 Jun 16 | 8,067,183 | 1,690,907 | 5,229,771 | 0 |
| 31 Mar 16 | 7,780,660 | 1,650,208 | 5,022,720 | 0 |
| 31 Dec 15 | 7,613,803 | 1,701,847 | 4,816,930 | 0 |
| 30 Sep 15 | 7,460,299 | 1,827,158 | 4,585,241 | 0 |
| 30 Jun 15 | 7,248,506 | 1,801,882 | 4,407,981 | 0 |
| 31 Mar 15 | 7,150,001 | 1,856,420 | 4,275,334 | 0 |
| 31 Dec 14 | 7,027,290 | 1,869,118 | 4,162,281 | 0 |
| 30 Sep 14 | 6,903,291 | 1,875,150 | 4,112,460 | 0 |
| 30 Jun 14 | 6,987,404 | 2,024,887 | 4,021,220 | 0 |
| 31 Mar 14 | 6,967,998 | 2,088,355 | 3,894,918 | 0 |
| 31 Dec 13 | 6,856,754 | 2,139,661 | 3,743,532 | 0 |
| 30 Sep 13 | 6,825,418 | 2,209,847 | 3,656,828 | 0 |
| 30 Jun 13 | 6,562,582 | 2,160,144 | 3,523,369 | 0 |
Quality Earnings: BTPN has high quality earnings.
Growing Profit Margin: BTPN's current net profit margins (21.3%) are lower than last year (26.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BTPN's earnings have grown by 7.7% per year over the past 5 years.
Accelerating Growth: BTPN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BTPN had negative earnings growth (-23.8%) over the past year, making it difficult to compare to the Banks industry average (18%).
Return on Equity
High ROE: BTPN's Return on Equity (6.5%) is considered low.