Bank BTPN Balance Sheet Health
Financial Health criteria checks 5/6
Bank BTPN has total assets of IDR201,448.4B and total equity of IDR41,283.1B. Total deposits are IDR119,020.7B, and total loans are IDR151,943.3B.
Key information
4.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp119.02t |
Loan to deposit ratio | High |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp15.33t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BTPN's Assets to Equity ratio (4.9x) is low.
Allowance for Bad Loans: BTPN has a sufficient allowance for bad loans (220%).
Low Risk Liabilities: 74% of BTPN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BTPN has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: BTPN's Loans to Deposits ratio (128%) is high.
Level of Bad Loans: BTPN has an appropriate level of bad loans (1.3%).