Bank Syariah Indonesia Balance Sheet Health
Financial Health criteria checks 4/6
Bank Syariah Indonesia has total assets of IDR360,955.8B and total equity of IDR41,671.3B. Total deposits are IDR72,041.9B, and total loans are IDR236,382.7B.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp72.04t |
| Loan to deposit ratio | High |
| Bad loans | 2.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp28.32t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BRIS's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: BRIS has a sufficient allowance for bad loans (216%).
Low Risk Liabilities: 77% of BRIS's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BRIS has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: BRIS's Loans to Deposits ratio (328%) is high.
Level of Bad Loans: BRIS has an appropriate level of bad loans (2%).