Bank Syariah Indonesia Balance Sheet Health
Financial Health criteria checks 3/6
Bank Syariah Indonesia has total assets of IDR357,903.6B and total equity of IDR40,554.8B. Total deposits are IDR70,855.3B, and total loans are IDR223,668.1B.
Key information
8.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp70.86t |
Loan to deposit ratio | High |
Bad loans | 2.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp11.81t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BRIS's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: BRIS has a sufficient allowance for bad loans (204%).
Low Risk Liabilities: 78% of BRIS's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BRIS has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: BRIS's Loans to Deposits ratio (316%) is high.
Level of Bad Loans: BRIS has a high level of bad loans (2.2%).