Bank Permata Past Earnings Performance
Past criteria checks 5/6
Bank Permata has been growing earnings at an average annual rate of 22.1%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 8.5% per year. Bank Permata's return on equity is 7.7%, and it has net margins of 32.6%.
Key information
22.1%
Earnings growth rate
14.7%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 8.5% |
| Return on equity | 7.7% |
| Net Margin | 32.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank Permata makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 9,910,180 | 3,230,321 | 4,911,774 | 0 |
| 31 Mar 24 | 9,044,005 | 2,636,587 | 4,901,504 | 0 |
| 31 Dec 23 | 9,052,528 | 2,585,218 | 4,946,995 | 0 |
| 30 Sep 23 | 8,244,247 | 1,910,795 | 4,932,513 | 0 |
| 30 Jun 23 | 8,409,542 | 1,990,834 | 4,901,730 | 0 |
| 31 Mar 23 | 8,403,125 | 2,019,091 | 4,802,299 | 0 |
| 31 Dec 22 | 8,247,359 | 2,013,413 | 4,682,121 | 0 |
| 30 Sep 22 | 8,563,455 | 2,642,888 | 4,473,657 | 0 |
| 30 Jun 22 | 7,620,123 | 2,021,535 | 4,438,364 | 0 |
| 31 Mar 22 | 6,902,170 | 1,487,668 | 4,381,162 | 0 |
| 31 Dec 21 | 6,549,691 | 1,231,127 | 4,338,740 | 0 |
| 30 Sep 21 | 7,322,091 | 1,123,203 | 4,481,938 | 0 |
| 30 Jun 21 | 7,063,727 | 993,892 | 4,401,415 | 0 |
| 31 Mar 21 | 7,229,342 | 1,213,577 | 4,403,225 | 0 |
| 31 Dec 20 | 6,836,656 | 721,587 | 4,363,350 | 0 |
| 30 Sep 20 | 6,147,392 | 837,562 | 4,194,113 | 0 |
| 30 Jun 20 | 6,586,798 | 1,155,508 | 4,236,640 | 0 |
| 31 Mar 20 | 6,541,386 | 1,124,793 | 4,222,279 | 0 |
| 31 Dec 19 | 6,748,367 | 1,500,420 | 4,194,140 | 0 |
| 30 Sep 19 | 6,593,923 | 1,499,718 | 4,048,802 | 0 |
| 30 Jun 19 | 6,270,308 | 1,323,800 | 3,971,028 | 0 |
| 31 Mar 19 | 6,017,636 | 1,114,973 | 3,939,779 | 0 |
| 31 Dec 18 | 5,685,060 | 901,251 | 3,927,358 | 0 |
| 30 Sep 18 | 5,208,316 | 535,077 | 3,976,741 | 0 |
| 30 Jun 18 | 5,075,295 | 416,709 | 4,001,019 | 0 |
| 31 Mar 18 | 5,072,104 | 459,426 | 3,977,306 | 0 |
| 31 Dec 17 | 5,453,087 | 748,433 | 3,962,587 | 0 |
| 30 Sep 17 | -1,588,872 | -4,542,292 | 3,827,028 | 0 |
| 30 Jun 17 | -2,257,607 | -5,026,847 | 3,816,796 | 0 |
| 31 Mar 17 | -2,923,863 | -5,654,185 | 3,842,531 | 0 |
| 31 Dec 16 | -4,055,436 | -6,483,084 | 3,831,111 | 0 |
| 30 Sep 16 | 1,888,263 | -1,924,366 | 3,805,423 | 0 |
| 30 Jun 16 | 2,607,403 | -1,425,866 | 3,806,328 | 0 |
| 31 Mar 16 | 3,441,905 | -696,627 | 3,821,075 | 0 |
| 31 Dec 15 | 4,671,434 | 247,112 | 3,807,984 | 0 |
| 30 Sep 15 | 6,032,503 | 1,287,227 | 3,879,593 | 0 |
| 30 Jun 15 | 6,390,833 | 1,624,321 | 3,837,205 | 0 |
| 31 Mar 15 | 6,547,804 | 1,788,230 | 3,791,766 | 0 |
| 31 Dec 14 | 6,209,416 | 1,587,771 | 3,733,368 | 0 |
| 30 Sep 14 | 6,263,764 | 1,642,874 | 3,734,913 | 0 |
| 30 Jun 14 | 6,283,603 | 1,708,916 | 3,689,320 | 0 |
| 31 Mar 14 | 6,190,560 | 1,737,163 | 3,594,274 | 0 |
| 31 Dec 13 | 6,167,851 | 1,725,873 | 3,610,279 | 0 |
Quality Earnings: BNLI has high quality earnings.
Growing Profit Margin: BNLI's current net profit margins (32.6%) are higher than last year (23.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BNLI's earnings have grown significantly by 22.1% per year over the past 5 years.
Accelerating Growth: BNLI's earnings growth over the past year (69.1%) exceeds its 5-year average (22.1% per year).
Earnings vs Industry: BNLI earnings growth over the past year (69.1%) exceeded the Banks industry 7.3%.
Return on Equity
High ROE: BNLI's Return on Equity (7.7%) is considered low.