Bank Permata Balance Sheet Health
Financial Health criteria checks 5/6
Bank Permata has total assets of IDR257,444.1B and total equity of IDR39,992.3B. Total deposits are IDR193,055.7B, and total loans are IDR131,648.7B.
Key information
6.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp193.06t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp61.74t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BNLI's Assets to Equity ratio (6.4x) is low.
Allowance for Bad Loans: BNLI has a sufficient allowance for bad loans (288%).
Low Risk Liabilities: 89% of BNLI's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNLI has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: BNLI's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: BNLI has a high level of bad loans (2.9%).