PT Krom Bank Indonesia Tbk

IDX:BBSI Stock Report

Market Cap: Rp15.1t

Krom Bank Indonesia Past Earnings Performance

Past criteria checks 3/6

Krom Bank Indonesia has been growing earnings at an average annual rate of 35.4%, while the Banks industry saw earnings growing at 21.5% annually. Revenues have been growing at an average rate of 40% per year. Krom Bank Indonesia's return on equity is 4.3%, and it has net margins of 40.9%.

Key information

35.4%

Earnings growth rate

24.9%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate40.0%
Return on equity4.3%
Net Margin40.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Krom Bank Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

IDX:BBSI Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24347,131141,901157,9940
30 Jun 24319,159139,433135,3130
31 Mar 24290,451135,186113,8380
31 Dec 23274,138132,570100,2170
30 Sep 23237,982111,77691,7870
30 Jun 23197,23191,01675,6370
31 Mar 23168,37379,40361,8120
31 Dec 22142,73174,81243,5870
30 Sep 22130,22679,27226,7590
30 Jun 22123,61467,22723,3580
31 Mar 22118,82779,89223,2630
31 Dec 21106,83765,71821,8470
30 Sep 2197,98659,28021,8920
30 Jun 2188,37662,76720,5620
31 Mar 2173,12833,72119,2850
31 Dec 2064,69435,17619,0120
30 Sep 2056,15027,08716,5830
30 Jun 2055,41226,29122,5260
31 Mar 2052,11725,27023,6570
31 Dec 1950,24722,26220,5840
30 Sep 1952,58623,00627,4510
30 Jun 1949,01520,79523,3840
31 Mar 1952,29123,98818,0080
31 Dec 1853,84125,64419,3070
30 Sep 1851,98323,58320,5500
30 Jun 1850,83722,62717,8810
31 Mar 1846,59318,08221,2400
31 Dec 1746,34320,54518,2890
30 Sep 1746,25920,12720,7330
30 Jun 1742,83817,13020,3510
31 Mar 1742,36617,75719,9390
31 Dec 1636,78813,02719,3470
30 Sep 1631,84310,03820,0340
30 Jun 1629,9068,27121,2200
31 Mar 1628,5828,24619,0230
31 Dec 1528,8488,51217,1730
30 Sep 1529,7578,75513,3500
30 Jun 1528,2968,20311,5340
31 Mar 1528,8428,58714,9480
31 Dec 1427,6329,59314,5520

Quality Earnings: BBSI has high quality earnings.

Growing Profit Margin: BBSI's current net profit margins (40.9%) are lower than last year (47%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BBSI's earnings have grown significantly by 35.4% per year over the past 5 years.

Accelerating Growth: BBSI's earnings growth over the past year (27%) is below its 5-year average (35.4% per year).

Earnings vs Industry: BBSI earnings growth over the past year (27%) exceeded the Banks industry 2.4%.


Return on Equity

High ROE: BBSI's Return on Equity (4.3%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/11 14:11
End of Day Share Price 2025/02/11 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PT Krom Bank Indonesia Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.