Krom Bank Indonesia Balance Sheet Health
Financial Health criteria checks 4/6
Krom Bank Indonesia has total assets of IDR4,911.5B and total equity of IDR3,260.5B. Total deposits are IDR1,465.9B, and total loans are IDR2,577.4B.
Key information
1.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp1.47t |
| Loan to deposit ratio | High |
| Bad loans | 3.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp1.41t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBSI's Assets to Equity ratio (1.5x) is low.
Allowance for Bad Loans: BBSI has a sufficient allowance for bad loans (215%).
Low Risk Liabilities: 89% of BBSI's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBSI has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: BBSI's Loans to Deposits ratio (176%) is high.
Level of Bad Loans: BBSI has a high level of bad loans (3.8%).