PT Krom Bank Indonesia Tbk

IDX:BBSI Stock Report

Market Cap: Rp15.7t

Krom Bank Indonesia Balance Sheet Health

Financial Health criteria checks 4/6

Krom Bank Indonesia has total assets of IDR4,911.5B and total equity of IDR3,260.5B. Total deposits are IDR1,465.9B, and total loans are IDR2,577.4B.

Key information

1.5x

Asset to equity ratio

n/a

Net interest margin

Total deposits

Rp1.47t

Loan to deposit ratio

High

Bad loans

3.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

Rp1.41t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BBSI's Assets to Equity ratio (1.5x) is low.

Allowance for Bad Loans: BBSI has a sufficient allowance for bad loans (215%).

Low Risk Liabilities: 89% of BBSI's liabilities are made up of primarily low risk sources of funding.

Loan Level: BBSI has an appropriate level of Loans to Assets ratio (52%).

Low Risk Deposits: BBSI's Loans to Deposits ratio (176%) is high.

Level of Bad Loans: BBSI has a high level of bad loans (3.8%).


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