Qfin Holdings (3660) Stock Overview
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
3660 Community Fair Values
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Qfin Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$120.00 |
| 52 Week High | US$204.00 |
| 52 Week Low | US$108.00 |
| Beta | 0.48 |
| 1 Month Change | 4.44% |
| 3 Month Change | -27.23% |
| 1 Year Change | -6.83% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 131.88% |
Recent News & Updates
Recent updates
Shareholder Returns
| 3660 | HK Consumer Finance | HK Market | |
|---|---|---|---|
| 7D | 0.4% | 2.3% | 2.9% |
| 1Y | -6.8% | 69.1% | 20.7% |
Return vs Industry: 3660 underperformed the Hong Kong Consumer Finance industry which returned 68.9% over the past year.
Return vs Market: 3660 underperformed the Hong Kong Market which returned 20.7% over the past year.
Price Volatility
| 3660 volatility | |
|---|---|
| 3660 Average Weekly Movement | 6.2% |
| Consumer Finance Industry Average Movement | 6.9% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in HK Market | 15.8% |
| 10% least volatile stocks in HK Market | 3.4% |
Stable Share Price: 3660 has not had significant price volatility in the past 3 months compared to the Hong Kong market.
Volatility Over Time: 3660's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 3,527 | Haisheng Wu | www.qfin.com |
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under an intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises.
Qfin Holdings, Inc. Fundamentals Summary
| 3660 fundamental statistics | |
|---|---|
| Market cap | HK$30.41b |
| Earnings (TTM) | HK$7.93b |
| Revenue (TTM) | HK$20.50b |
Is 3660 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 3660 income statement (TTM) | |
|---|---|
| Revenue | CN¥18.76b |
| Cost of Revenue | CN¥6.38b |
| Gross Profit | CN¥12.38b |
| Other Expenses | CN¥5.12b |
| Earnings | CN¥7.25b |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 54.77 |
| Gross Margin | 65.97% |
| Net Profit Margin | 38.67% |
| Debt/Equity Ratio | 28.4% |
How did 3660 perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/04 18:50 |
| End of Day Share Price | 2025/10/03 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Qfin Holdings, Inc. is covered by 21 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Emma Xu | BofA Global Research |
| Zeyu Yao | China International Capital Corporation Limited |
| Yun-Yin Wang | China Renaissance Securities |