Bank of Qingdao Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Qingdao has total assets of CN¥669.0B and total equity of CN¥43.5B. Total deposits are CN¥446.3B, and total loans are CN¥337.1B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are CN¥143.7B.
Key information
15.4x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | CN¥446.32b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥143.70b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3866's Assets to Equity ratio (15.4x) is moderate.
Allowance for Bad Loans: 3866 has a sufficient allowance for bad loans (237%).
Low Risk Liabilities: 71% of 3866's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3866 has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: 3866's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 3866 has an appropriate level of bad loans (1.1%).