China Zheshang Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Zheshang Bank has total assets of CN¥3,276.2B and total equity of CN¥199.1B. Total deposits are CN¥2,295.6B, and total loans are CN¥1,782.0B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥547.5B.
Key information
16.5x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CN¥2.30t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥547.53b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2016's Assets to Equity ratio (16.5x) is moderate.
Allowance for Bad Loans: 2016 has a sufficient allowance for bad loans (174%).
Low Risk Liabilities: 75% of 2016's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2016 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 2016's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 2016 has an appropriate level of bad loans (1.5%).