Postal Savings Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Postal Savings Bank of China has total assets of CN¥15,726.6B and total equity of CN¥956.6B. Total deposits are CN¥14,053.3B, and total loans are CN¥7,915.2B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥2,243.5B.
Key information
16.4x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | CN¥14.05t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥2.24t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1658's Assets to Equity ratio (16.4x) is moderate.
Allowance for Bad Loans: 1658 has a sufficient allowance for bad loans (346%).
Low Risk Liabilities: 95% of 1658's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1658 has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: 1658's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: 1658 has an appropriate level of bad loans (0.8%).