Postal Savings Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Postal Savings Bank of China has total assets of CN¥16,746.3B and total equity of CN¥1,032.9B. Total deposits are CN¥15,107.0B, and total loans are CN¥8,552.4B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥3,171.2B.
Key information
16.2x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CN¥15.11t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥3.17t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1658's Assets to Equity ratio (16.2x) is moderate.
Allowance for Bad Loans: 1658 has a sufficient allowance for bad loans (324%).
Low Risk Liabilities: 96% of 1658's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1658 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 1658's Loans to Deposits ratio (57%) is appropriate.
Level of Bad Loans: 1658 has an appropriate level of bad loans (0.9%).