Weihai City Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Weihai City Commercial Bank has total assets of CN¥391.9B and total equity of CN¥28.0B. Total deposits are CN¥272.4B, and total loans are CN¥207.0B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥18.5B.
Key information
14x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | CN¥272.39b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥18.55b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 9677's Assets to Equity ratio (14x) is moderate.
Allowance for Bad Loans: 9677 has a sufficient allowance for bad loans (152%).
Low Risk Liabilities: 75% of 9677's liabilities are made up of primarily low risk sources of funding.
Loan Level: 9677 has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: 9677's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 9677 has an appropriate level of bad loans (1.5%).