Weihai City Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Weihai City Commercial Bank has total assets of CN¥422.9B and total equity of CN¥29.3B. Total deposits are CN¥287.2B, and total loans are CN¥225.3B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥19.5B.
Key information
14.4x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | CN¥287.22b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥19.52b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 9677's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: 9677 has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 73% of 9677's liabilities are made up of primarily low risk sources of funding.
Loan Level: 9677 has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: 9677's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 9677 has an appropriate level of bad loans (1.4%).