Harbin Bank Balance Sheet Health
Financial Health criteria checks 5/6
Harbin Bank has total assets of CN¥882.8B and total equity of CN¥65.0B. Total deposits are CN¥704.0B, and total loans are CN¥358.1B. It earns a Net Interest Margin of 1.4%. It has sufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are CN¥168.6B.
Key information
13.6x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | CN¥703.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥168.56b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 6138's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: 6138 has a sufficient allowance for bad loans (203%).
Low Risk Liabilities: 86% of 6138's liabilities are made up of primarily low risk sources of funding.
Loan Level: 6138 has an appropriate level of Loans to Assets ratio (41%).
Low Risk Deposits: 6138's Loans to Deposits ratio (51%) is appropriate.
Level of Bad Loans: 6138 has a high level of bad loans (2.7%).