Bank of Jinzhou Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Jinzhou has total assets of CN¥826.6B and total equity of CN¥71.0B. Total deposits are CN¥606.5B, and total loans are CN¥538.6B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are CN¥27.5B.
Key information
11.6x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥606.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥27.55b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 416's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: 416 has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 80% of 416's liabilities are made up of primarily low risk sources of funding.
Loan Level: 416 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 416's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: 416 has a high level of bad loans (3.6%).