Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Bank of China has total assets of CN¥31,764.8B and total equity of CN¥2,690.1B. Total deposits are CN¥22,689.0B, and total loans are CN¥19,259.5B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥2,831.4B.
Key information
11.8x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥22.69t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥2.83t |
Recent financial health updates
No updates
Recent updates
Should You Be Adding Bank of China (HKG:3988) To Your Watchlist Today?
Mar 17With EPS Growth And More, Bank of China (HKG:3988) Makes An Interesting Case
Aug 05Here's Why We Think Bank of China (HKG:3988) Is Well Worth Watching
Apr 15What Is The Ownership Structure Like For Bank of China Limited (HKG:3988)?
Mar 18Does Bank of China Limited (HKG:3988) Have A Place In Your Dividend Portfolio?
Feb 11Bank of China's(HKG:3988) Share Price Is Down 34% Over The Past Three Years.
Jan 07What Type Of Shareholders Make Up Bank of China Limited's (HKG:3988) Share Registry?
Dec 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3988's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 3988 has a sufficient allowance for bad loans (195%).
Low Risk Liabilities: 78% of 3988's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3988 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 3988's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 3988 has an appropriate level of bad loans (1.3%).