Shengjing Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shengjing Bank has total assets of CN¥1,068.3B and total equity of CN¥80.1B. Total deposits are CN¥858.4B, and total loans are CN¥472.0B. It earns a Net Interest Margin of 1%. It has sufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are CN¥163.9B.
Key information
13.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | CN¥858.44b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥163.86b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2066's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: 2066 has a sufficient allowance for bad loans (158%).
Low Risk Liabilities: 87% of 2066's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2066 has an appropriate level of Loans to Assets ratio (44%).
Low Risk Deposits: 2066's Loans to Deposits ratio (55%) is appropriate.
Level of Bad Loans: 2066 has a high level of bad loans (2.7%).