Bank of Tianjin Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Tianjin has total assets of CN¥840.8B and total equity of CN¥65.0B. Total deposits are CN¥509.7B, and total loans are CN¥396.0B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CN¥150.5B.
Key information
12.9x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | CN¥509.73b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥150.46b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1578's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: 1578 has a sufficient allowance for bad loans (168%).
Low Risk Liabilities: 66% of 1578's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1578 has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: 1578's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 1578 has an appropriate level of bad loans (1.7%).