Bank of Tianjin Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Tianjin has total assets of CN¥897.4B and total equity of CN¥66.9B. Total deposits are CN¥541.4B, and total loans are CN¥441.4B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥162.9B.
Key information
13.4x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥541.39b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥162.87b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1578's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: 1578 has a sufficient allowance for bad loans (182%).
Low Risk Liabilities: 65% of 1578's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1578 has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 1578's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 1578 has an appropriate level of bad loans (1.5%).