Industrial and Commercial Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Industrial and Commercial Bank of China has total assets of CN¥47,600.0B and total equity of CN¥3,876.6B. Total deposits are CN¥39,114.1B, and total loans are CN¥26,630.2B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥7,171.5B.
Key information
12.3x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥39.11t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥7.17t |
Recent financial health updates
No updates
Recent updates
Should Industrial and Commercial Bank of China Limited (HKG:1398) Be Part Of Your Dividend Portfolio?
Feb 26
What Is The Ownership Structure Like For Industrial and Commercial Bank of China Limited (HKG:1398)?
Jan 22Reflecting on Industrial and Commercial Bank of China's (HKG:1398) Share Price Returns Over The Last Three Years
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Nov 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1398's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: 1398 has a sufficient allowance for bad loans (214%).
Low Risk Liabilities: 89% of 1398's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1398 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 1398's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 1398 has an appropriate level of bad loans (1.4%).