DashboardPortfoliosWatchlistCommunityDiscoverScreener
NOT FOR DISTRIBUTION
Loading...
  • Stocks
  • /
  • Tech
Updated 1m ago
ACAG logo

Austriacard Holdings AGATSE:ACAG Stock Report

Market Cap €355.2m
Updated 1m ago
Share Price
n/a
1Y86.5%
7D0.1%
1D-0.3%
Portfolio Value
​
View

Austriacard Holdings AG

ATSE:ACAG Stock Report

Market Cap: €355.2m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Austriacard Holdings (ACAG) Stock Overview

Operates as a technology company in Western Europe, the Nordics, the Americas, Central and Eastern Europe, Germany, Austria, Switzerland, Türkiye, the Middle East, and Africa. More details

ACAG fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance5/6
Financial Health4/6
Dividends0/6

Rewards

Trading at 39.3% below our estimate of its fair value

Earnings are forecast to grow 14.4% per year

Earnings grew by 89.2% over the past year

Risk Analysis

Debt is not well covered by operating cash flow


ACAG Community Fair Values

Create Narrative

See what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
14.5% overvalued intrinsic discount
AnalystConsensusTarget
•2mo ago

Secure Digital Identity And AI Services Will Reshape This Growing Payments And Document Specialist

20
0
2
AN
AnalystHighTarget
2.3% undervalued intrinsic discount
AnalystHighTarget
•1mo ago

Digital Identity Expansion And Generative AI Services Will Drive Strong Long Term Upside

13
0
2
AN
AnalystLowTarget
39.6% overvalued intrinsic discount
AnalystLowTarget
•2mo ago

Digital Identity Expansion Will Drive Margin Improvement Despite Execution And Contract Concentration Risks

10
0
0

Top Analyst Narratives

AN
AnalystConsensusTarget
14.5% overvalued intrinsic discount
AnalystConsensusTarget
•2mo ago

Secure Digital Identity And AI Services Will Reshape This Growing Payments And Document Specialist

20
0
2
AN
AnalystHighTarget
2.3% undervalued intrinsic discount
AnalystHighTarget
•1mo ago

Digital Identity Expansion And Generative AI Services Will Drive Strong Long Term Upside

13
0
2
AN
AnalystLowTarget
39.6% overvalued intrinsic discount
AnalystLowTarget
•2mo ago

Digital Identity Expansion Will Drive Margin Improvement Despite Execution And Contract Concentration Risks

10
0
0
View all narratives

Austriacard Holdings AG Competitors

Quest Holdings

Symbol: ATSE:QUEST
Market cap: €797.5m

Ideal Holdings

Symbol: ATSE:INTEK
Market cap: €307.6m

Riso Kagaku

Symbol: TSE:6413
Market cap: JP¥63.1b

CMC Magnetics

Symbol: TWSE:2323
Market cap: NT$11.7b

Price History & Performance

Summary of share price highs, lows and changes for Austriacard Holdings
Historical stock prices
Current Share Price€9.77
52 Week High€9.98
52 Week Low€4.75
Beta0.46
1 Month Change-0.71%
3 Month Change0.83%
1 Year Change86.45%
3 Year Change56.32%
5 Year Changen/a
Change since IPO50.42%

Recent News & Updates

User avatar
Narrative Update • Jul 24

ACAG: Tender Offer And Payment Technology Developments Will Shape Balanced Outlook

Analysts have raised their price target for Austriacard Holdings from €8.15 to €10.00, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
User avatar
Narrative Update • Jul 10

ACAG: Tender Offer Will Highlight Risk From Lower Growth And Margin Assumptions

Analysts have raised their price target for Austriacard Holdings from €7.22 to €8.53, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
User avatar
Narrative Update • Jun 26

ACAG: Takeover Offer Will Likely Leave Shares Looking Expensive

Analysts have lifted their fair value estimate for Austriacard Holdings from €6.00 to €7.00, citing updated assumptions on the discount rate, revenue growth, profit margins and future P/E multiples as the basis for the higher price target. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.

Recent updates

User avatar
Narrative Update • Jul 24

ACAG: Tender Offer And Payment Technology Developments Will Shape Balanced Outlook

Analysts have raised their price target for Austriacard Holdings from €8.15 to €10.00, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
User avatar
Narrative Update • Jul 10

ACAG: Tender Offer Will Highlight Risk From Lower Growth And Margin Assumptions

Analysts have raised their price target for Austriacard Holdings from €7.22 to €8.53, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
User avatar
Narrative Update • Jun 26

ACAG: Takeover Offer Will Likely Leave Shares Looking Expensive

Analysts have lifted their fair value estimate for Austriacard Holdings from €6.00 to €7.00, citing updated assumptions on the discount rate, revenue growth, profit margins and future P/E multiples as the basis for the higher price target. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
Analysis Article • Feb 12

Earnings Tell The Story For Austriacard Holdings AG (ATH:ACAG) As Its Stock Soars 27%

Despite an already strong run, Austriacard Holdings AG ( ATH:ACAG ) shares have been powering on, with a gain of 27% in...
Analysis Article • Jan 29

Is Austriacard Holdings (ATH:ACAG) A Risky Investment?

David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Analysis Article • Nov 15

Returns On Capital Are Showing Encouraging Signs At Austriacard Holdings (ATH:ACAG)

What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
Analysis Article • Sep 07

Why Austriacard Holdings' (ATH:ACAG) Shaky Earnings Are Just The Beginning Of Its Problems

Austriacard Holdings AG's ( ATH:ACAG ) recent weak earnings report didn't cause a big stock movement. Our analysis...

Shareholder Returns

ACAGGR TechGR Market
7D0.1%1.7%1.0%
1Y86.5%-0.6%24.3%

Return vs Industry: ACAG exceeded the Greek Tech industry which returned 0.2% over the past year.

Return vs Market: ACAG exceeded the Greek Market which returned 24% over the past year.

Price Volatility

Is ACAG's price volatile compared to industry and market?
ACAG volatility
ACAG Average Weekly Movement0.8%
Tech Industry Average Movement6.4%
Market Average Movement3.6%
10% most volatile stocks in GR Market5.5%
10% least volatile stocks in GR Market2.0%

Stable Share Price: ACAG has not had significant price volatility in the past 3 months compared to the Greek market.

Volatility Over Time: ACAG's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18972,536Manolis Kontoswww.austriacard.com

Austriacard Holdings AG operates as a technology company in Western Europe, the Nordics, the Americas, Central and Eastern Europe, Germany, Austria, Switzerland, Türkiye, the Middle East, and Africa. The company offers payment cards and services comprising EMV and metal cards, sustainable and special feature cards, biometric cards, smart wearables, gift and loyalty cards, personalization, and E-PIN services; e-government and authentication solutions consisting of personal data collection, biometrics, data preparation, personalization, document distribution, and post-issuance management; book-on-demand; and security printing solutions. It also provides AI and data intelligence solutions comprising digital labor, data intelligence and analytics, back office and process automation, business intelligence, artificial intelligence operations, regulatory compliance, data engineering, technologies and frameworks, and data science and machine learning services, as well as the GaiaB appliance, a generative AI solution that automates business processes; and the Data Spaces platform.

Austriacard Holdings AG Fundamentals Summary

How do Austriacard Holdings's earnings and revenue compare to its market cap?
ACAG fundamental statistics
Market cap€355.18m
Earnings (TTM)€18.34m
Revenue (TTM)€383.10m
19.4x
P/E Ratio
0.9x
P/S Ratio

Is ACAG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ACAG income statement (TTM)
Revenue€383.10m
Cost of Revenue€291.26m
Gross Profit€91.84m
Other Expenses€73.50m
Earnings€18.34m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 11, 2026

Earnings per share (EPS)0.50
Gross Margin23.97%
Net Profit Margin4.79%
Debt/Equity Ratio77.2%

How did ACAG perform over the long term?

See historical performance and comparison

Dividends

1.0%
Current Dividend Yield
20%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 04:39
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Austriacard Holdings AG is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthias DesmaraisODDO BHF Corporate & Markets
Rok StibricODDO BHF Corporate & Markets
Natasha RoumantziPiraeus Securities S.A.

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide