Austriacard Holdings (ACAG) Stock Overview
Operates as a technology company in Western Europe, the Nordics, the Americas, Central and Eastern Europe, Germany, Austria, Switzerland, Türkiye, the Middle East, and Africa. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
ACAG Community Fair Values
Create NarrativeSee what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Austriacard Holdings AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €9.78 |
| 52 Week High | €9.84 |
| 52 Week Low | €4.75 |
| Beta | 0.47 |
| 1 Month Change | 0.51% |
| 3 Month Change | 19.41% |
| 1 Year Change | 77.50% |
| 3 Year Change | 39.71% |
| 5 Year Change | n/a |
| Change since IPO | 50.58% |
Recent News & Updates
ACAG: Tender Offer And Payment Technology Developments Will Shape Balanced Outlook
Analysts have raised their price target for Austriacard Holdings from €8.15 to €10.00, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
ACAG: Tender Offer Will Highlight Risk From Lower Growth And Margin Assumptions
Analysts have raised their price target for Austriacard Holdings from €7.22 to €8.53, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.
ACAG: Takeover Offer Will Likely Leave Shares Looking Expensive
Analysts have lifted their fair value estimate for Austriacard Holdings from €6.00 to €7.00, citing updated assumptions on the discount rate, revenue growth, profit margins and future P/E multiples as the basis for the higher price target. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.Recent updates
ACAG: Tender Offer And Payment Technology Developments Will Shape Balanced Outlook
Analysts have raised their price target for Austriacard Holdings from €8.15 to €10.00, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.ACAG: Tender Offer Will Highlight Risk From Lower Growth And Margin Assumptions
Analysts have raised their price target for Austriacard Holdings from €7.22 to €8.53, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.ACAG: Takeover Offer Will Likely Leave Shares Looking Expensive
Analysts have lifted their fair value estimate for Austriacard Holdings from €6.00 to €7.00, citing updated assumptions on the discount rate, revenue growth, profit margins and future P/E multiples as the basis for the higher price target. What’s in the News for Austriacard Holdings Dai Nippon Printing Co., Ltd.Earnings Tell The Story For Austriacard Holdings AG (ATH:ACAG) As Its Stock Soars 27%
Despite an already strong run, Austriacard Holdings AG ( ATH:ACAG ) shares have been powering on, with a gain of 27% in...Is Austriacard Holdings (ATH:ACAG) A Risky Investment?
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Returns On Capital Are Showing Encouraging Signs At Austriacard Holdings (ATH:ACAG)
What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...Why Austriacard Holdings' (ATH:ACAG) Shaky Earnings Are Just The Beginning Of Its Problems
Austriacard Holdings AG's ( ATH:ACAG ) recent weak earnings report didn't cause a big stock movement. Our analysis...Shareholder Returns
| ACAG | GR Tech | GR Market | |
|---|---|---|---|
| 7D | -0.3% | 0.9% | 0.07% |
| 1Y | 77.5% | 12.0% | 21.0% |
Return vs Industry: ACAG exceeded the Greek Tech industry which returned 12% over the past year.
Return vs Market: ACAG exceeded the Greek Market which returned 21% over the past year.
Price Volatility
| ACAG volatility | |
|---|---|
| ACAG Average Weekly Movement | 4.1% |
| Tech Industry Average Movement | 5.7% |
| Market Average Movement | 4.0% |
| 10% most volatile stocks in GR Market | 6.5% |
| 10% least volatile stocks in GR Market | 2.4% |
Stable Share Price: ACAG has not had significant price volatility in the past 3 months compared to the Greek market.
Volatility Over Time: ACAG's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1897 | 2,379 | Manolis Kontos | www.austriacard.com |
Austriacard Holdings AG operates as a technology company in Western Europe, the Nordics, the Americas, Central and Eastern Europe, Germany, Austria, Switzerland, Türkiye, the Middle East, and Africa. The company offers payment cards and services comprising EMV and metal cards, sustainable and special feature cards, biometric cards, smart wearables, gift and loyalty cards, personalization, and E-PIN services; e-government and authentication solutions consisting of personal data collection, biometrics, data preparation, personalization, document distribution, and post-issuance management; book-on-demand; and security printing solutions. It also provides AI and data intelligence solutions comprising digital labor, data intelligence and analytics, back office and process automation, business intelligence, artificial intelligence operations, regulatory compliance, data engineering, technologies and frameworks, and data science and machine learning services, as well as the GaiaB appliance, a generative AI solution that automates business processes; and the Data Spaces platform.
Austriacard Holdings AG Fundamentals Summary
| ACAG fundamental statistics | |
|---|---|
| Market cap | €355.54m |
| Earnings (TTM) | €16.18m |
| Revenue (TTM) | €367.01m |
Is ACAG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ACAG income statement (TTM) | |
|---|---|
| Revenue | €367.01m |
| Cost of Revenue | €278.29m |
| Gross Profit | €88.72m |
| Other Expenses | €72.55m |
| Earnings | €16.18m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 26, 2026
| Earnings per share (EPS) | 0.44 |
| Gross Margin | 24.17% |
| Net Profit Margin | 4.41% |
| Debt/Equity Ratio | 74.9% |
How did ACAG perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/29 00:12 |
| End of Day Share Price | 2026/07/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Austriacard Holdings AG is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthias Desmarais | ODDO BHF Corporate & Markets |
| Rok Stibric | ODDO BHF Corporate & Markets |
| Natasha Roumantzi | Piraeus Securities S.A. |