Interlife General Insurance Past Earnings Performance
Past criteria checks 0/6
Interlife General Insurance's earnings have been declining at an average annual rate of -14.3%, while the Insurance industry saw earnings growing at 5.6% annually. Revenues have been growing at an average rate of 10.5% per year. Interlife General Insurance's return on equity is 3.5%, and it has net margins of 4%.
Key information
-14.3%
Earnings growth rate
-14.3%
EPS growth rate
| Insurance Industry Growth | 7.6% |
| Revenue growth rate | 10.5% |
| Return on equity | 3.5% |
| Net Margin | 4.0% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Interlife General Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 114 | 5 | 2 | 0 |
| 31 Mar 24 | 112 | 9 | 2 | 0 |
| 31 Dec 23 | 111 | 14 | 3 | 0 |
| 30 Sep 23 | 107 | 16 | 4 | 0 |
| 30 Jun 23 | 103 | 19 | 5 | 0 |
| 31 Mar 23 | 89 | 9 | 5 | 0 |
| 31 Dec 22 | 76 | -1 | 5 | 0 |
| 30 Sep 22 | 70 | -3 | 6 | 0 |
| 30 Jun 22 | 64 | -5 | 7 | 0 |
| 31 Mar 22 | 69 | 5 | 7 | 0 |
| 31 Dec 21 | 75 | 14 | 8 | 0 |
| 30 Sep 21 | 78 | 20 | 7 | 0 |
| 30 Jun 21 | 80 | 25 | 7 | 0 |
| 31 Mar 21 | 74 | 20 | 7 | 0 |
| 31 Dec 20 | 67 | 15 | 7 | 0 |
| 30 Sep 20 | 65 | 12 | 7 | 0 |
| 30 Jun 20 | 63 | 9 | 7 | 0 |
| 31 Mar 20 | 72 | 14 | 7 | 0 |
| 31 Dec 19 | 81 | 19 | 7 | 0 |
| 30 Sep 19 | 74 | 16 | 7 | 0 |
| 30 Jun 19 | 67 | 14 | 7 | 0 |
| 31 Mar 19 | 60 | 10 | 6 | 0 |
| 31 Dec 18 | 54 | 7 | 6 | 0 |
| 30 Sep 18 | 58 | 10 | 6 | 0 |
| 30 Jun 18 | 62 | 12 | 6 | 0 |
| 31 Mar 18 | 62 | 14 | 6 | 0 |
| 31 Dec 17 | 62 | 15 | 6 | 0 |
| 30 Sep 17 | 60 | 13 | 6 | 0 |
| 30 Jun 17 | 59 | 12 | 5 | 0 |
| 31 Mar 17 | 56 | 10 | 5 | 0 |
| 31 Dec 16 | 53 | 8 | 5 | 0 |
| 30 Sep 16 | 51 | 8 | 5 | 0 |
| 30 Jun 16 | 49 | 7 | 5 | 0 |
| 31 Mar 16 | 49 | 6 | 6 | 0 |
| 31 Dec 15 | 49 | 5 | 6 | 0 |
| 30 Sep 15 | 45 | 2 | 9 | 0 |
| 30 Jun 15 | 43 | -1 | 5 | 0 |
| 31 Mar 15 | 44 | 3 | 5 | 0 |
| 31 Dec 14 | 44 | 6 | 5 | 0 |
| 30 Sep 14 | 49 | 10 | 5 | 0 |
| 30 Jun 14 | 52 | 15 | 6 | 0 |
| 31 Mar 14 | 51 | 13 | 5 | 0 |
Quality Earnings: INLIF has a large one-off gain of €1.1M impacting its last 12 months of financial results to 30th June, 2024.
Growing Profit Margin: INLIF's current net profit margins (4%) are lower than last year (18.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: INLIF's earnings have declined by 14.3% per year over the past 5 years.
Accelerating Growth: INLIF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: INLIF had negative earnings growth (-76.3%) over the past year, making it difficult to compare to the Insurance industry average (17.3%).
Return on Equity
High ROE: INLIF's Return on Equity (3.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/17 12:05 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Interlife General Insurance Company S.A. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Natasha Roumantzi | Piraeus Securities S.A. |