BOCHGR Stock Overview

Through its subsidiaries, engages in the provision of banking, financial, and insurance services in Cyprus, Greece, the United Kingdom, the United States, Germany, Romania, Russia, Ukraine, Belarus, Israel, and internationally. More details

BOCHGR fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	3/6

Rewards

Trading at 27.4% below our estimate of its fair value

Earnings grew by 26.9% over the past year

Analysts in good agreement that stock price will rise by 25.8%

Risk Analysis

Earnings are forecast to decline by an average of 14% per year for the next 3 years

My Notes

Capture your thoughts, links and company narrative

Bank of Cyprus Holdings Public Limited Company Competitors

Piraeus Financial Holdings

ATSE:TPEIR

€5.4b

Optima bank

ATSE:OPTIMA

€959.0m

National Bank of Greece

ATSE:ETE

€7.6b

Alpha Services and Holdings

ATSE:ALPHA

€4.0b

Price History & Performance

Summary of share price highs, lows and changes for Bank of Cyprus Holdings
Historical stock prices
Current Share Price	€5.00
52 Week High	€5.18
52 Week Low	€4.15
Beta	0.85
1 Month Change	10.62%
3 Month Change	15.74%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	BOCHGR	GR Banks	GR Market
7D	0.6%	1.1%	1.2%
1Y	n/a	26.2%	10.7%

Return vs Industry: Insufficient data to determine how BOCHGR performed against the Greek Banks industry.

Return vs Market: Insufficient data to determine how BOCHGR performed against the Greek Market.

Price Volatility

Is BOCHGR's price volatile compared to industry and market?
BOCHGR volatility
BOCHGR Average Weekly Movement	2.8%
Banks Industry Average Movement	4.0%
Market Average Movement	3.5%
10% most volatile stocks in GR Market	6.0%
10% least volatile stocks in GR Market	2.2%

Stable Share Price: BOCHGR has not had significant price volatility in the past 3 months compared to the Greek market.

Volatility Over Time: Insufficient data to determine BOCHGR's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1899	2,860	Panicos Nicolaou	www.bankofcyprus.com

Bank of Cyprus Holdings Public Limited Company, through its subsidiaries, engages in the provision of banking, financial, and insurance services in Cyprus, Greece, the United Kingdom, the United States, Germany, Romania, Russia, Ukraine, Belarus, Israel, and internationally. The company offers current, demand, savings, sight, quick, and fixed deposits; housing, student, vehicle, mortgage, consumer, and business and business premises loans; and trade finance facilities, Escrow, and project finance services, as well as hire purchase services for car and equipment. It also provides debit, credit, prepaid, and special cards; reward programs; digital products; digital banking, and payments and services; insurance products; cash flow management, trade facilities; digital economic platform; market execution, hedging, and custody; investment products; investment banking and brokerage; and asset and wealth management services.

Bank of Cyprus Holdings Public Limited Company Fundamentals Summary

How do Bank of Cyprus Holdings's earnings and revenue compare to its market cap?
BOCHGR fundamental statistics
Market cap	€2.20b
Earnings (TTM)	€538.45m
Revenue (TTM)	€1.08b

4.1x

P/E Ratio

0.8x

P/B Ratio

Is BOCHGR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BOCHGR income statement (TTM)
Revenue	€1.08b
Cost of Revenue	€33.84m
Gross Profit	€1.05b
Other Expenses	€507.24m
Earnings	€538.45m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 18, 2025

Earnings per share (EPS)	1.22
Gross Margin	96.87%
Net Profit Margin	49.88%
Debt/Equity Ratio	49.0%

How did BOCHGR perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

21%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/23 13:03
End of Day Share Price	2025/01/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Cyprus Holdings Public Limited Company is covered by 21 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Nikos Lianeris	Alpha Finance Investment Services S.A.
Eleni Ismailou	Axia Ventures Group Ltd
Alevizos Alevizakos	Axia Ventures Group Ltd

Bank of Cyprus Holdings ATSE:BOCHGR Stock Report