GCB Bank Past Earnings Performance
Past criteria checks 3/6
GCB Bank's earnings have been declining at an average annual rate of -19%, while the Banks industry saw earnings declining at 7.8% annually. Revenues have been growing at an average rate of 6.7% per year. GCB Bank's return on equity is 32.8%, and it has net margins of 30.1%.
Key information
-19.0%
Earnings growth rate
1.6%
EPS growth rate
| Banks Industry Growth | 0.6% |
| Revenue growth rate | 6.7% |
| Return on equity | 32.8% |
| Net Margin | 30.1% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How GCB Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,351 | 1,010 | 1,060 | 0 |
| 30 Sep 23 | 1,229 | -519 | 1,052 | 0 |
| 30 Jun 23 | 1,128 | -581 | 1,040 | 0 |
| 31 Mar 23 | 1,096 | -561 | 1,045 | 0 |
| 31 Dec 22 | 900 | -593 | 962 | 0 |
| 30 Sep 22 | 2,476 | 675 | 899 | 0 |
| 30 Jun 22 | 2,355 | 649 | 859 | 0 |
| 31 Mar 22 | 2,209 | 590 | 821 | 0 |
| 31 Dec 21 | 2,103 | 572 | 800 | 0 |
| 30 Sep 21 | 1,971 | 518 | 789 | 0 |
| 30 Jun 21 | 1,876 | 494 | 753 | 0 |
| 31 Mar 21 | 1,825 | 489 | 746 | 0 |
| 31 Dec 20 | 1,748 | 445 | 724 | 0 |
| 30 Sep 20 | 1,734 | 488 | 715 | 0 |
| 30 Jun 20 | 1,685 | 484 | 697 | 0 |
| 31 Mar 20 | 1,582 | 456 | 653 | 0 |
| 31 Dec 19 | 1,497 | 428 | 632 | 0 |
| 30 Sep 19 | 1,439 | 398 | 607 | 0 |
| 30 Jun 19 | 1,369 | 370 | 583 | 0 |
| 31 Mar 19 | 1,315 | 354 | 565 | 0 |
| 31 Dec 18 | 1,222 | 327 | 522 | 0 |
| 30 Sep 18 | 1,165 | 258 | 518 | 0 |
| 30 Jun 18 | 1,079 | 217 | 481 | 0 |
| 31 Mar 18 | 1,047 | 206 | 451 | 0 |
| 31 Dec 17 | 1,076 | 235 | 424 | 0 |
| 30 Sep 17 | 992 | 163 | 398 | 0 |
| 30 Jun 17 | 1,030 | 236 | 527 | 0 |
| 31 Mar 17 | 1,061 | 287 | 340 | 0 |
| 31 Dec 16 | 1,045 | 318 | 323 | 0 |
| 30 Sep 16 | 1,021 | 376 | 418 | 0 |
| 30 Jun 16 | 879 | 291 | 418 | 0 |
| 31 Mar 16 | 814 | 272 | 348 | 0 |
| 31 Dec 15 | 773 | 255 | 269 | 0 |
| 30 Sep 15 | 715 | 245 | 348 | 0 |
| 30 Jun 15 | 799 | 316 | 348 | 0 |
| 31 Mar 15 | 754 | 305 | 348 | 0 |
| 31 Dec 14 | 807 | 282 | 348 | 0 |
| 30 Sep 14 | 719 | 302 | 1 | 0 |
| 30 Jun 14 | 645 | 256 | 1 | 0 |
| 31 Mar 14 | 605 | 237 | 0 | 0 |
| 31 Dec 13 | 579 | 229 | 261 | 0 |
| 30 Sep 13 | 529 | 187 | 3 | 0 |
| 30 Jun 13 | 494 | 183 | 212 | 0 |
Quality Earnings: GCB has high quality earnings.
Growing Profit Margin: GCB became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GCB's earnings have declined by 19% per year over the past 5 years.
Accelerating Growth: GCB has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: GCB has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (25.7%).
Return on Equity
High ROE: GCB's Return on Equity (32.8%) is considered high.