GCB Bank Balance Sheet Health
Financial Health criteria checks 4/6
GCB Bank has total assets of GHS27.2B and total equity of GHS3.1B. Total deposits are GHS21.8B, and total loans are GHS6.7B.
Key information
8.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | GH₵21.78b |
Loan to deposit ratio | Appropriate |
Bad loans | 20.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | GH₵6.36b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GCB's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: GCB has a low allowance for bad loans (80%).
Low Risk Liabilities: 90% of GCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: GCB has an appropriate level of Loans to Assets ratio (25%).
Low Risk Deposits: GCB's Loans to Deposits ratio (31%) is appropriate.
Level of Bad Loans: GCB has a high level of bad loans (20.1%).