Access Bank (Ghana) Plc

GHSE:ACCESS Stock Report

Market Cap: GH₵826.3m

Access Bank (Ghana) Past Earnings Performance

Past criteria checks 4/6

Access Bank (Ghana) has been growing earnings at an average annual rate of 13.4%, while the Banks industry saw earnings growing at 6.6% annually. Revenues have been growing at an average rate of 24.3% per year. Access Bank (Ghana)'s return on equity is 36.3%, and it has net margins of 41.1%.

Key information

13.4%

Earnings growth rate

13.2%

EPS growth rate

Banks Industry Growth0.6%
Revenue growth rate24.3%
Return on equity36.3%
Net Margin41.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Access Bank (Ghana) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

GHSE:ACCESS Revenue, expenses and earnings (GHS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,7227073110
30 Jun 241,5646462740
31 Mar 241,5256322600
31 Dec 231,4866182410
30 Sep 23209-1922270
30 Jun 23163-2062080
31 Mar 2347-2561890
31 Dec 22-113-3381710
30 Sep 229124171330
30 Jun 228293721250
31 Mar 227633341220
31 Dec 217283221140
30 Sep 216012461210
30 Jun 215982571150
31 Mar 215752481140
31 Dec 205672411160
30 Sep 205502281190
30 Jun 204721981170
31 Mar 204371841060
31 Dec 194101741020
30 Sep 19330118910
30 Jun 193441091060
31 Mar 19302831070
31 Dec 1825350850
30 Sep 1830279940
30 Jun 1825953930
31 Mar 1824741910
31 Dec 1723030890
30 Sep 17171531030
30 Jun 1722644830
31 Mar 1722143810
31 Dec 1621742800
31 Dec 1525280590
31 Dec 1422285480
31 Dec 1313746360

Quality Earnings: ACCESS has high quality earnings.

Growing Profit Margin: ACCESS became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ACCESS's earnings have grown by 13.4% per year over the past 5 years.

Accelerating Growth: ACCESS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: ACCESS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (22.4%).

Return on Equity

High ROE: ACCESS's Return on Equity (36.3%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 05:59
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Access Bank (Ghana) Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution