Access Bank (Ghana) Balance Sheet Health
Financial Health criteria checks 4/6
Access Bank (Ghana) has total assets of GHS15.7B and total equity of GHS1.8B. Total deposits are GHS12.2B, and total loans are GHS3.1B.
Key information
8.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | GH₵12.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | GH₵4.40b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ACCESS's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: ACCESS has a low allowance for bad loans (99%).
Low Risk Liabilities: 88% of ACCESS's liabilities are made up of primarily low risk sources of funding.
Loan Level: ACCESS has an appropriate level of Loans to Assets ratio (20%).
Low Risk Deposits: ACCESS's Loans to Deposits ratio (26%) is appropriate.
Level of Bad Loans: ACCESS has a high level of bad loans (3.9%).