Access Bank (Ghana) Plc

GHSE:ACCESS Stock Report

Market Cap: GH₵751.5m

Access Bank (Ghana) Balance Sheet Health

Financial Health criteria checks 4/6

Access Bank (Ghana) has total assets of GHS15.7B and total equity of GHS1.8B. Total deposits are GHS12.2B, and total loans are GHS3.1B.

Key information

8.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

GH₵12.21b

Loan to deposit ratio

Appropriate

Bad loans

3.9%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

GH₵4.40b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: ACCESS's Assets to Equity ratio (8.9x) is low.

Allowance for Bad Loans: ACCESS has a low allowance for bad loans (99%).

Low Risk Liabilities: 88% of ACCESS's liabilities are made up of primarily low risk sources of funding.

Loan Level: ACCESS has an appropriate level of Loans to Assets ratio (20%).

Low Risk Deposits: ACCESS's Loans to Deposits ratio (26%) is appropriate.

Level of Bad Loans: ACCESS has a high level of bad loans (3.9%).


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