Guidewire Software, Inc.

LSE:0J1G Stock Report

Market Cap: US$13.6b

Guidewire Software Valuation

Is 0J1G undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of 0J1G when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: 0J1G ($158.15) is trading below our estimate of future cash flow value ($183.22)

Significantly Below Future Cash Flow Value: 0J1G is trading below future cash flow value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0J1G?

Key metric: As 0J1G is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0J1G. This is calculated by dividing 0J1G's market cap by their current earnings.
What is 0J1G's PE Ratio?
PE Ratio147.9x
EarningsUS$91.97m
Market CapUS$13.61b

Price to Earnings Ratio vs Peers

How does 0J1G's PE Ratio compare to its peers?

The above table shows the PE ratio for 0J1G vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average22.8x
SGE Sage Group
26.3x11.93%UK£9.7b
BYIT Bytes Technology Group
14.9x5.41%UK£793.6m
ALFA Alfa Financial Software Holdings
21.2x2.38%UK£627.7m
CER Cerillion
29x8.36%UK£481.1m
0J1G Guidewire Software
147.9x24.42%US$13.6b

Price-To-Earnings vs Peers: 0J1G is expensive based on its Price-To-Earnings Ratio (147.9x) compared to the peer average (31.2x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does 0J1G's PE Ratio compare vs other companies in the GB Software Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
0J1G 147.9xIndustry Avg. 33.0xNo. of Companies4PE020406080100+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0J1G is expensive based on its Price-To-Earnings Ratio (147.9x) compared to the UK Software industry average (33x).

Price to Earnings Ratio vs Fair Ratio

What is 0J1G's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0J1G PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio147.9x
Fair PE Ratio52.5x

Price-To-Earnings vs Fair Ratio: 0J1G is expensive based on its Price-To-Earnings Ratio (147.9x) compared to the estimated Fair Price-To-Earnings Ratio (52.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0J1G forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$158.15
US$261.43
+65.30%
15.05%US$300.00US$160.00n/a14
Jan ’27US$202.16
US$268.14
+32.64%
15.23%US$305.00US$160.00n/a14
Dec ’26US$213.91
US$266.46
+24.57%
16.51%US$305.00US$160.00n/a13
Nov ’26US$233.77
US$268.38
+14.81%
16.18%US$305.00US$160.00n/a13
Oct ’26US$231.57
US$268.38
+15.90%
16.18%US$305.00US$160.00n/a13
Sep ’26US$215.69
US$249.79
+15.81%
16.53%US$290.00US$155.00n/a14
Aug ’26US$224.01
US$249.79
+11.51%
16.53%US$290.00US$155.00n/a14
Jul ’26US$232.61
US$243.54
+4.70%
18.65%US$290.00US$155.00n/a15
Jun ’26US$212.62
US$210.72
-0.89%
16.96%US$250.00US$135.00n/a15
May ’26US$205.92
US$210.72
+2.33%
16.96%US$250.00US$135.00n/a15
Apr ’26US$188.92
US$210.92
+11.65%
17.00%US$250.00US$135.00n/a15
Mar ’26US$200.89
US$212.65
+5.85%
15.24%US$240.00US$135.00n/a14
Feb ’26US$212.31
US$210.51
-0.85%
14.96%US$231.00US$135.00n/a14
Jan ’26US$169.19
US$208.70
+23.35%
15.70%US$231.00US$135.00US$202.1613
Dec ’25US$203.33
US$195.55
-3.83%
16.81%US$231.00US$125.00US$213.9113
Nov ’25US$185.94
US$188.09
+1.15%
14.83%US$215.00US$125.00US$233.7713
Oct ’25US$179.26
US$170.71
-4.77%
13.44%US$200.00US$113.00US$231.5714
Sep ’25US$147.25
US$146.14
-0.75%
17.19%US$175.00US$95.00US$215.6914
Aug ’25US$147.78
US$138.57
-6.23%
14.82%US$170.00US$95.00US$224.0114
Jul ’25US$137.69
US$136.86
-0.60%
13.71%US$170.00US$95.00US$232.6114
Jun ’25US$111.93
US$126.14
+12.70%
12.94%US$141.00US$80.00US$212.6214
May ’25US$110.09
US$126.31
+14.74%
12.50%US$141.00US$80.00US$205.9215
Apr ’25US$116.12
US$126.31
+8.78%
12.50%US$141.00US$80.00US$188.9215
Mar ’25US$118.73
US$115.00
-3.14%
11.46%US$131.00US$80.00US$200.8915
Feb ’25US$113.18
US$114.00
+0.72%
11.01%US$131.00US$80.00US$212.3115
Jan ’25US$109.13
US$110.59
+1.33%
13.46%US$131.00US$80.00US$169.1914
US$258.36
Fair Value
38.8% undervalued intrinsic discount
14
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/24 23:41
End of Day Share Price 2026/01/23 00:00
Earnings2025/10/31
Annual Earnings2025/07/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Guidewire Software, Inc. is covered by 24 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph VruwinkBaird
Michael FunkBofA Global Research
Madeline BrooksBofA Global Research