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Alfa Financial Software Holdings BATS-CHIXE:ALFAL Stock Report

Last Price

UK£2.15

Market Cap

UK£634.5m

7D

0.5%

1Y

53.2%

Updated

26 Dec, 2024

Data

Company Financials +

Alfa Financial Software Holdings PLC

BATS-CHIXE:ALFAL Stock Report

Market Cap: UK£634.5m

ALFAL Stock Overview

Through its subsidiaries, provides software and consultancy services to the auto and equipment finance industry in the United Kingdom, the United States, rest of Europe, the Middle East, Africa, and internationally. More details

ALFAL fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance3/6
Financial Health6/6
Dividends3/6

Rewards

Price-To-Earnings ratio (28.7x) is below the Software industry average (34.2x)

Earnings are forecast to grow 6.32% per year

Trading at good value compared to peers and industry

Risk Analysis

Significant insider selling over the past 3 months

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

Alfa Financial Software Holdings PLC Competitors

GB Group

AIM:GBG

UK£867.3m

Cerillion

AIM:CER

UK£521.4m

Bytes Technology Group

LSE:BYIT

UK£1.0b

IDOX

AIM:IDOX

UK£281.9m

Price History & Performance

Summary of share price highs, lows and changes for Alfa Financial Software Holdings
Historical stock prices
Current Share PriceUK£2.15
52 Week HighUK£2.39
52 Week LowUK£1.39
Beta0.036
1 Month Change-1.61%
3 Month Change7.25%
1 Year Change53.21%
3 Year Change14.40%
5 Year Change78.45%
Change since IPO-48.68%

Recent News & Updates

Recent updates

Shareholder Returns

ALFALGB SoftwareGB Market
7D0.5%-1.5%-0.6%
1Y53.2%4.8%2.7%

Return vs Industry: ALFAL exceeded the UK Software industry which returned 5.3% over the past year.

Return vs Market: ALFAL exceeded the UK Market which returned 3.1% over the past year.

Price Volatility

Is ALFAL's price volatile compared to industry and market?
ALFAL volatility
ALFAL Average Weekly Movement4.7%
Software Industry Average Movement5.6%
Market Average Movement4.8%
10% most volatile stocks in GB Market10.5%
10% least volatile stocks in GB Market2.6%

Stable Share Price: ALFAL has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: ALFAL's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1990484Andrew Dentonwww.alfasystems.com

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and consultancy services to the auto and equipment finance industry in the United Kingdom, the United States, rest of Europe, the Middle East, Africa, and internationally. It operates through Subscription, Software, and Services segments. The company offers Alfa Systems, an asset finance software; and cloud hosting services.

Alfa Financial Software Holdings PLC Fundamentals Summary

How do Alfa Financial Software Holdings's earnings and revenue compare to its market cap?
ALFAL fundamental statistics
Market capUK£634.50m
Earnings (TTM)UK£22.10m
Revenue (TTM)UK£101.40m

28.7x

P/E Ratio

6.3x

P/S Ratio

Is ALFAL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ALFAL income statement (TTM)
RevenueUK£101.40m
Cost of RevenueUK£38.50m
Gross ProfitUK£62.90m
Other ExpensesUK£40.80m
EarningsUK£22.10m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.075
Gross Margin62.03%
Net Profit Margin21.79%
Debt/Equity Ratio0%

How did ALFAL perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

17%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 12:58
End of Day Share Price 2024/12/24 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Alfa Financial Software Holdings PLC is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James GoodmanBarclays
Sven MerktBarclays
Robert ChantryBerenberg