GB Group
Market Cap
UK£1.7b
Last Updated
2020/10/21 20:40 UTC
Data Sources
Company Financials +
Executive Summary
GB Group plc, together with its subsidiaries, provides identity data intelligence services in the United Kingdom, the United States, Australia, and internationally. More Details
Rewards
Risk Analysis
No risks detected for GBG from our risk checks.
Snowflake Analysis
Excellent balance sheet with solid track record.
Share Price & News
How has GB Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GBG has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
7.0%
GBG
-1.7%
GB Software
-1.9%
GB Market
1 Year Return
65.3%
GBG
6.1%
GB Software
-16.2%
GB Market
Return vs Industry: GBG exceeded the UK Software industry which returned 7.1% over the past year.
Return vs Market: GBG exceeded the UK Market which returned -14.8% over the past year.
Shareholder returns
| GBG | Industry | Market | |
|---|---|---|---|
| 7 Day | 7.0% | -1.7% | -1.9% |
| 30 Day | 21.3% | -1.5% | 0.7% |
| 90 Day | 29.6% | 0.7% | -4.8% |
| 1 Year | 65.3%65.3% | 7.5%6.1% | -13.0%-16.2% |
| 3 Year | 103.4%101.4% | -25.1%-34.5% | -9.4%-20.6% |
| 5 Year | 221.5%213.9% | 29.0%6.5% | 13.5%-12.0% |
Price Volatility Vs. Market
How volatile is GB Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
7 hours ago | Simply Wall St
GB Group plc's (LON:GBG) Stock Has Seen Strong Momentum: Does That Call For Deeper Study Of Its Financial Prospects?3 weeks ago | Simply Wall St
Is GB Group's (LON:GBG) Share Price Gain Of 199% Well Earned?4 months ago | Simply Wall St
Is GB Group plc's (LON:GBG) CEO Salary Justified?Valuation
Is GB Group undervalued compared to its fair value and its price relative to the market?
98.84x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: GBG (£8.71) is trading above our estimate of fair value (£4.57)
Significantly Below Fair Value: GBG is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GBG is poor value based on its PE Ratio (98.8x) compared to the GB Software industry average (33.5x).
PE vs Market: GBG is poor value based on its PE Ratio (98.8x) compared to the UK market (18.2x).
Price to Earnings Growth Ratio
PEG Ratio: GBG is poor value based on its PEG Ratio (4.8x)
Price to Book Ratio
PB vs Industry: GBG is overvalued based on its PB Ratio (4.9x) compared to the GB Software industry average (3.7x).
Next Steps
Future Growth
How is GB Group forecast to perform in the next 1 to 3 years based on estimates from 9 analysts?
20.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GBG's forecast earnings growth (20.8% per year) is above the savings rate (1.2%).
Earnings vs Market: GBG's earnings (20.8% per year) are forecast to grow slower than the UK market (24.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: GBG's revenue (6.9% per year) is forecast to grow faster than the UK market (6% per year).
High Growth Revenue: GBG's revenue (6.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GBG's Return on Equity is forecast to be low in 3 years time (9.9%).
Next Steps
Past Performance
How has GB Group performed over the past 5 years?
19.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GBG has high quality earnings.
Growing Profit Margin: GBG's current net profit margins (8.6%) are higher than last year (8.5%).
Past Earnings Growth Analysis
Earnings Trend: GBG's earnings have grown by 19.3% per year over the past 5 years.
Accelerating Growth: GBG's earnings growth over the past year (40.2%) exceeds its 5-year average (19.3% per year).
Earnings vs Industry: GBG earnings growth over the past year (40.2%) exceeded the Software industry 7.7%.
Return on Equity
High ROE: GBG's Return on Equity (4.9%) is considered low.
Next Steps
Financial Health
How is GB Group's financial position?
Financial Position Analysis
Short Term Liabilities: GBG's short term assets (£96.0M) exceed its short term liabilities (£86.5M).
Long Term Liabilities: GBG's short term assets (£96.0M) exceed its long term liabilities (£94.8M).
Debt to Equity History and Analysis
Debt Level: GBG's debt to equity ratio (18%) is considered satisfactory.
Reducing Debt: GBG's debt to equity ratio has increased from 9.5% to 18% over the past 5 years.
Debt Coverage: GBG's debt is well covered by operating cash flow (67.8%).
Interest Coverage: GBG's interest payments on its debt are well covered by EBIT (11.1x coverage).
Balance Sheet
Next Steps
Dividend
What is GB Group current dividend yield, its reliability and sustainability?
0.38%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate GBG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate GBG's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if GBG's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if GBG's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: GBG is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of GBG's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
8.5yrs
Average management tenure
CEO
Chris Clark (51 yo)
3.5yrs
Tenure
UK£1,330,000
Compensation
Mr. Christopher Graham Clark, also known as Chris, has been the Chief Executive Officer of GB Group plc since April 1, 2017. Mr. Clark served as Managing Director of UK, Ireland & EMEA at Experian plc unti ...
CEO Compensation Analysis
Compensation vs Market: Chris's total compensation ($USD1.75M) is about average for companies of similar size in the UK market ($USD1.76M).
Compensation vs Earnings: Chris's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 3.5yrs | UK£1.33m | 0.17% £ 2.9m | |
| CFO, COO & Executive Director | 11yrs | UK£708.00k | 0.11% £ 1.9m | |
| Group MD & Executive Director | 3.5yrs | UK£706.00k | 0.28% £ 4.8m | |
| Chief Technology Officer | 8.17yrs | no data | no data | |
| Group Chief Information Officer | no data | no data | no data | |
| Group Company Secretary & General Counsel | 18.75yrs | no data | 0.049% £ 825.1k | |
| Vice President of Sales | no data | no data | no data | |
| Managing Director of Loqate | 5.5yrs | no data | no data | |
| Head of Strategy and Data | 2.5yrs | no data | no data | |
| Senior Vice President and Commercial Director for GBG Loqate | no data | no data | no data | |
| Senior Vice President of Operations | no data | no data | no data | |
| Deputy Finance Director | 8.92yrs | no data | no data |
8.5yrs
Average Tenure
54yo
Average Age
Experienced Management: GBG's management team is seasoned and experienced (8.5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 3.5yrs | UK£1.33m | 0.17% £ 2.9m | |
| CFO, COO & Executive Director | 11yrs | UK£708.00k | 0.11% £ 1.9m | |
| Group MD & Executive Director | 3.5yrs | UK£706.00k | 0.28% £ 4.8m | |
| Independent Non-Executive Director | 3.08yrs | UK£68.00k | 0.0063% £ 106.2k | |
| Independent Chairman | 9.92yrs | UK£144.00k | 0.36% £ 6.1m | |
| Additional Independent Non-Executive Director | 0.92yr | UK£20.00k | no data |
3.5yrs
Average Tenure
56.5yo
Average Age
Experienced Board: GBG's board of directors are considered experienced (3.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
GB Group plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: GB Group plc
- Ticker: GBG
- Exchange: AIM
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: UK£1.700b
- Shares outstanding: 195.16m
- Website: https://www.gbgplc.com
Number of Employees
Location
- GB Group plc
- The Foundation
- Herons Way
- Chester
- Cheshire
- CH4 9GB
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| GBG | AIM (London Stock Exchange AIM Market) | Yes | Ordinary Shares | GB | GBP | Jun 1993 |
| 0GB | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Jun 1993 |
| GBGP.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Jun 1993 |
Biography
GB Group plc, together with its subsidiaries, provides identity data intelligence services in the United Kingdom, the United States, Australia, and internationally. The company operates through Fraud, Iden ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/10/21 20:40 |
| End of Day Share Price | 2020/10/21 00:00 |
| Earnings | 2020/03/31 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.