Vertu Motors Balance Sheet Health

Financial Health criteria checks 5/6

Vertu Motors has a total shareholder equity of £363.2M and total debt of £122.5M, which brings its debt-to-equity ratio to 33.7%. Its total assets and total liabilities are £1.5B and £1.1B respectively. Vertu Motors's EBIT is £115.5M making its interest coverage ratio 5.1. It has cash and short-term investments of £38.6M.

Key information

33.7%

Debt to equity ratio

UK£122.52m

Debt

Interest coverage ratio	5.1x
Cash	UK£38.65m
Equity	UK£363.25m
Total liabilities	UK£1.11b
Total assets	UK£1.47b

Recent financial health updates

Recent updates

Some Investors May Be Willing To Look Past Vertu Motors' (LON:VTU) Soft Earnings

Oct 24

Is Vertu Motors (LON:VTU) A Risky Investment?

Dec 10

Is Vertu Motors (LON:VTU) A Risky Investment?

Dec 04

Does This Valuation Of Vertu Motors plc (LON:VTU) Imply Investors Are Overpaying?

Oct 12

Vertu Motors (LON:VTU) Has A Somewhat Strained Balance Sheet

Aug 24

Investors Could Be Concerned With Vertu Motors' (LON:VTU) Returns On Capital

Jul 28

We Discuss Why Vertu Motors plc's (LON:VTU) CEO Compensation May Be Closely Reviewed

Jun 17

Is It Time To Consider Buying Vertu Motors plc (LON:VTU)?

Jun 02

Calculating The Intrinsic Value Of Vertu Motors plc (LON:VTU)

May 13

What Do The Returns On Capital At Vertu Motors (LON:VTU) Tell Us?

Mar 10

Estimating The Intrinsic Value Of Vertu Motors plc (LON:VTU)

Nov 26

Financial Position Analysis

Short Term Liabilities: VTU's short term assets (£919.0M) exceed its short term liabilities (£887.1M).

Long Term Liabilities: VTU's short term assets (£919.0M) exceed its long term liabilities (£223.4M).

Debt to Equity History and Analysis

Debt Level: VTU's net debt to equity ratio (23.1%) is considered satisfactory.

Reducing Debt: VTU's debt to equity ratio has increased from 24.2% to 33.7% over the past 5 years.

Debt Coverage: VTU's debt is well covered by operating cash flow (56.8%).

Interest Coverage: VTU's interest payments on its debt are well covered by EBIT (5.1x coverage).

Vertu Motors Balance Sheet Health

Financial Health criteria checks 5/6

Key information

Recent financial health updates

Is Vertu Motors (LON:VTU) A Risky Investment?

Is Vertu Motors (LON:VTU) A Risky Investment?

Vertu Motors (LON:VTU) Has A Somewhat Strained Balance Sheet

Recent updates

COO & Executive Director recently sold UK£130k worth of stock

Vertu Motors plc (AIM:VTU) acquired Burrows Motor Company Limited for an enterprise value of £23 million

Some Investors May Be Willing To Look Past Vertu Motors' (LON:VTU) Soft Earnings

Vertu Motors plc (AIM:VTU) commences an Equity Buyback Plan for 30,750,000 shares, representing 9.11% of its issued share capital, under the authorization approved on June 25, 2024.

First half dividend increased to UK£0.009

First half 2025 earnings released: EPS: UK£0.048 (vs UK£0.066 in 1H 2024)

Price target increased by 15% to UK£0.91

Vertu Motors plc to Report First Half, 2025 Results on Oct 16, 2024

CEO & Executive Director recently sold UK£1.5m worth of stock

Vertu Motors plc Announces Ken Lever Steps Down from the Board

New minor risk - Earnings quality

Final dividend increased to UK£0.015

Full year 2024 earnings: EPS misses analyst expectations

Vertu Motors plc Proposes Final Dividend for the Year 2024, Payable on 26 July 2024

New minor risk - Financial data availability

Vertu Motors plc Appoints David James Gillard as an Independent Non-Executive Director

Is Vertu Motors (LON:VTU) A Risky Investment?

New minor risk - Share price stability

Price target decreased by 7.9% to UK£1.04

Vertu Motors plc (AIM:VTU) acquired Rowes Garage Limited.

Vertu Motors plc to Report Fiscal Year 2024 Results on May 15, 2024

First half 2024 earnings released: EPS: UK£0.066 (vs UK£0.062 in 1H 2023)

Upcoming dividend of UK£0.015 per share at 3.1% yield

Vertu Motors plc Appoints Jonathan Mark Mewett as Independent Non-Executive Director

Vertu Motors plc, Annual General Meeting, Jun 28, 2023

Vertu Motors plc Recommends Final Dividend for 2023

Full year 2023 earnings released: EPS: UK£0.074 (vs UK£0.17 in FY 2022)

Vertu Motors plc to Report Fiscal Year 2023 Results on May 10, 2023

Vertu Motors plc (AIM:VTU) acquired Helston Garages Group Limited for £182 million.

Price target increased to UK£1.00

Insufficient new directors

Vertu Motors in Talks to Buy Helston Garages Dealership

Vertu Motors plc (AIM:VTU) acquired Business and Assets of two BMW Motorrad outlets in Yorkshire from Saltaire Motor Company Limited for approximately £4.2 million.

Vertu Motors plc Provides Earnings Guidance for the Financial Year Ending 28 February 2023

First half 2023 earnings released: EPS: UK£0.062 (vs UK£0.10 in 1H 2022)

Vertu Motors plc (AIM:VTU) acquired Wiper Blades Limited for £3.5 million.

Upcoming dividend of UK£0.011 per share

Vertu Motors plc, Annual General Meeting, Jun 22, 2022

Full year 2022 earnings released: EPS: UK£0.17 (vs UK£0.044 in FY 2021)

Vertu Motors plc Recommends Final Dividend for Year Ended February 28, 2022, Payable on July 29, 2022

Insufficient new directors

Now 21% undervalued after recent price drop

Vertu Motors plc Appoints Bruce Clark as Chief Technology Officer

Vertu Motors plc (AIM:VTU) acquired land and buildings in Derby for £7.1m plus fee.

Insufficient new directors

Vertu Motors plc to Report Fiscal Year 2022 Results on May 11, 2022

Price target increased to UK£1.00

Vertu Motors plc (AIM:VTU) acquired Farmer & Carlisle Holdings Ltd for £9.2 million.

An unknown buyer acquired an unknown stake in Vertu Motors plc (AIM:VTU) from CIP Merchant Capital for approximately £1 million.

Is Vertu Motors (LON:VTU) A Risky Investment?

CFO & Executive Director exercised options and sold UK£99k worth of stock

First half 2022 earnings released: EPS UK£0.10 (vs UK£0.007 in 1H 2021)

Does This Valuation Of Vertu Motors plc (LON:VTU) Imply Investors Are Overpaying?

Vertu Motors plc (AIM:VTU) commences an Equity Buyback Plan for 36,900,000 shares, representing 10% of its issued share capital, under the authorization approved on June 23, 2021.

Vertu Motors (LON:VTU) Has A Somewhat Strained Balance Sheet

Vertu Motors plc Provides Earnings Guidance for the Full Year 2021

Investors Could Be Concerned With Vertu Motors' (LON:VTU) Returns On Capital

We Discuss Why Vertu Motors plc's (LON:VTU) CEO Compensation May Be Closely Reviewed

Is It Time To Consider Buying Vertu Motors plc (LON:VTU)?

Full year 2021 earnings released: EPS UK£0.044 (vs UK£0.008 in FY 2020)

Calculating The Intrinsic Value Of Vertu Motors plc (LON:VTU)

Vertu Motors plc (AIM:VTU) acquired William Hepworth (Huddersfield) Limited.

What Do The Returns On Capital At Vertu Motors (LON:VTU) Tell Us?

Vertu Motors plc to Report Fiscal Year 2021 Results on May 12, 2021

New 90-day high: UK£0.40

New 90-day high: UK£0.36

Price target raised to UK£0.60

New 90-day high: UK£0.34

Estimating The Intrinsic Value Of Vertu Motors plc (LON:VTU)

New 90-day high: UK£0.34

First half earnings released

New 90-day high: UK£0.30