Just Group plc

LSE:JUST Stock Report

Market Cap: UK£2.2b

Just Group Management

Management criteria checks 2/4

Just Group's CEO is David Richardson, appointed in Sep 2019, has a tenure of 6.17 years. total yearly compensation is £3.84M, comprised of 17.8% salary and 82.2% bonuses, including company stock and options. directly owns 0.39% of the company’s shares, worth £8.69M. The average tenure of the management team and the board of directors is 3.6 years and 3.8 years respectively.

Key information

David Richardson

Chief executive officer

UK£3.8m

Total compensation

CEO salary percentage17.80%
CEO tenure6.2yrs
CEO ownership0.4%
Management average tenure3.6yrs
Board average tenure3.8yrs

Recent management updates

Recent updates

Market Participants Recognise Just Group plc's (LON:JUST) Earnings

Apr 15
Market Participants Recognise Just Group plc's (LON:JUST) Earnings

Just Group (LON:JUST) Has Announced That It Will Be Increasing Its Dividend To £0.018

Mar 11
Just Group (LON:JUST) Has Announced That It Will Be Increasing Its Dividend To £0.018
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Investments In Technology And DB Market Opportunities Will Strengthen Future Prospects

Strategic focus on Defined Benefit and Defined Contribution markets positions Just Group for revenue growth through new business sales and market capture.

Just Group plc's (LON:JUST) Shares Not Telling The Full Story

Dec 04
Just Group plc's (LON:JUST) Shares Not Telling The Full Story

Even With A 27% Surge, Cautious Investors Are Not Rewarding Just Group plc's (LON:JUST) Performance Completely

Aug 17
Even With A 27% Surge, Cautious Investors Are Not Rewarding Just Group plc's (LON:JUST) Performance Completely

What You Need To Know About Just Group plc's (LON:JUST) Investor Composition

Feb 16
What You Need To Know About Just Group plc's (LON:JUST) Investor Composition

Reflecting on Just Group's (LON:JUST) Share Price Returns Over The Last Three Years

Dec 15
Reflecting on Just Group's (LON:JUST) Share Price Returns Over The Last Three Years

CEO Compensation Analysis

How has David Richardson's remuneration changed compared to Just Group's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2025n/an/a

UK£65m

Mar 31 2025n/an/a

UK£67m

Dec 31 2024UK£4mUK£684k

UK£68m

Sep 30 2024n/an/a

UK£79m

Jun 30 2024n/an/a

UK£89m

Mar 31 2024n/an/a

UK£103m

Dec 31 2023UK£3mUK£630k

UK£117m

Sep 30 2023n/an/a

UK£3m

Jun 30 2023n/an/a

-UK£112m

Mar 31 2023n/an/a

-UK£243m

Dec 31 2022UK£3mUK£606k

-UK£375m

Sep 30 2022n/an/a

-UK£282m

Jun 30 2022n/an/a

-UK£189m

Mar 31 2022n/an/a

-UK£136m

Dec 31 2021UK£2mUK£597k

-UK£82m

Sep 30 2021n/an/a

-UK£115m

Jun 30 2021n/an/a

-UK£148m

Mar 31 2021n/an/a

UK£9m

Dec 31 2020UK£2mUK£594k

UK£166m

Sep 30 2020n/an/a

UK£292m

Jun 30 2020n/an/a

UK£419m

Mar 31 2020n/an/a

UK£352m

Dec 31 2019UK£1mUK£545k

UK£286m

Sep 30 2019n/an/a

UK£137m

Jun 30 2019n/an/a

-UK£12m

Mar 31 2019n/an/a

-UK£38m

Dec 31 2018UK£1mUK£462k

-UK£64m

Compensation vs Market: David's total compensation ($USD5.04M) is above average for companies of similar size in the UK market ($USD3.23M).

Compensation vs Earnings: David's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.

CEO

David Richardson (53 yo)

6.2yrs
Tenure
UK£3,842,000
Compensation

Mr. David Louis Richardson, FIA, CFA, serves as Group Chief Executive Officer at Just Group Plc and at Group's insurance subsidiaries, Just Retirement Limited and Partnership Life Assurance Company Limited...

Leadership Team

NamePositionTenureCompensationOwnership
David Richardson
Group CEO & Executive Director6.2yrsUK£3.84m0.39%
£ 8.7m
Mark Godson
Group CFO & Executive Director1.9yrsUK£1.01m0.0098%
£ 216.8k
Paul Fulcher
Group Capital Management & Investment Executive4.8yrsno datano data
Alistair Smith
Head of Investor Relationsno datano datano data
Stephen Lowe
Group Communications Directorno datano datano data
David Cooper
Group Marketing & Distribution Director9.6yrsno datano data
Ellie Evans
Group Chief People Officer3.1yrsno datano data
Alexander Duncan
Group Chief Risk Officer9.6yrsno datano data
Gary Thrower
Managing Director of HUB Pension Solutionsno datano datano data
Pretty Sagoo
Managing Director of Defined Benefit Solutions3.6yrsno datano data
Tom Evans
Managing Director of Retailless than a yearno datano data
Chris Barker
Chief Digital Information Officerless than a yearno datano data
3.6yrs
Average Tenure
53yo
Average Age

Experienced Management: JUST's management team is considered experienced (3.6 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
David Richardson
Group CEO & Executive Director9.6yrsUK£3.84m0.39%
£ 8.7m
Mark Godson
Group CFO & Executive Director1.9yrsUK£1.01m0.0098%
£ 216.8k
John Hastings-Bass
Non-Executive Chairman5.3yrsUK£223.00k0.020%
£ 447.8k
Mary Phibbs
Senior Independent Non-Executive Director2.8yrsUK£94.00k0.0029%
£ 63.9k
John Perks
Independent Non-Executive Director4.6yrsno datano data
James Raymond Brown
Independent Non-Executive Director2yrsUK£68.00k0.019%
£ 425.9k
Michelle Cracknell
Independent Non-Executive Director5.7yrsUK£85.00k0.0057%
£ 125.7k
Mary Kerrigan
Independent Non-Executive Director3.8yrsUK£80.00k0.0059%
£ 131.4k
Kathleen Byrne
Independent Non-Executive Director3.8yrsno datano data
Matthew Saker
Independent Non-Executive Directorless than a yearno datano data
3.8yrs
Average Tenure
57yo
Average Age

Experienced Board: JUST's board of directors are considered experienced (3.8 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/12 01:25
End of Day Share Price 2025/11/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Just Group plc is covered by 17 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Larissa van DeventerBarclays
Larissa Van DeventerBarclays
Michael HuttnerBerenberg