Pozavarovalnica Sava, d.d.

LSE:0MSR Stock Report

Market Cap: €347.1m

Pozavarovalnica Sava d.d Past Earnings Performance

Past criteria checks 3/6

Pozavarovalnica Sava d.d has been growing earnings at an average annual rate of 17.6%, while the Insurance industry saw earnings declining at 7.2% annually. Revenues have been growing at an average rate of 9.6% per year. Pozavarovalnica Sava d.d's return on equity is 14.9%, and it has net margins of 8.8%.

Key information

17.6%

Earnings growth rate

17.6%

EPS growth rate

Insurance Industry Growth-7.2%
Revenue growth rate9.6%
Return on equity14.9%
Net Margin8.8%
Last Earnings Update30 Jun 2022

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Pozavarovalnica Sava d.d makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

LSE:0MSR Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 226956100
31 Mar 227476900
31 Dec 218037600
30 Sep 218016600
30 Jun 217916800
31 Mar 217626900
31 Dec 206845600
30 Sep 206426000
30 Jun 206196000
31 Mar 205924900
31 Dec 196105000
30 Sep 195765100
30 Jun 195645100
31 Mar 195614900
31 Dec 185374300
30 Sep 185533900
30 Jun 185382800
31 Mar 185172600
31 Dec 175233100
30 Sep 175143100
30 Jun 175173600
31 Mar 175253500
31 Dec 165163300
30 Sep 165173300
30 Jun 164973100
31 Mar 164793100
31 Dec 155033300
30 Sep 154942900

Quality Earnings: 0MSR has high quality earnings.

Growing Profit Margin: 0MSR's current net profit margins (8.8%) are higher than last year (8.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 0MSR's earnings have grown by 17.6% per year over the past 5 years.

Accelerating Growth: 0MSR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0MSR had negative earnings growth (-9.1%) over the past year, making it difficult to compare to the Insurance industry average (14.3%).


Return on Equity

High ROE: 0MSR's Return on Equity (14.9%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2022/09/18 04:28
End of Day Share Price 2022/06/21 00:00
Earnings2022/06/30
Annual Earnings2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Pozavarovalnica Sava, d.d. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Saso StanovnikAlta Invest
Domagoj GrcevicInterCapital Securities Ltd.
null nullWood & Company