SCOR (LSE:0IT3) - Stock Price, News & Analysis

0IT3 Stock Overview

Provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. More details

0IT3 fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	4/6
Past Performance	0/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 67.4% below our estimate of its fair value

Earnings are forecast to grow 56.01% per year

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 7.88% is not well covered by earnings

SCOR SE Competitors

Conduit Holdings

LSE:CRE

UK£756.6m

Direct Line Insurance Group

LSE:DLG

UK£3.0b

Hiscox

LSE:HSX

UK£3.6b

Phoenix Group Holdings

LSE:PHNX

UK£5.2b

Price History & Performance

Summary of all time highs, changes and price drops for SCOR
Historical stock prices
Current Share Price	€23.15
52 Week High	€32.44
52 Week Low	€16.90
Beta	1.22
11 Month Change	16.64%
3 Month Change	23.10%
1 Year Change	-18.17%
33 Year Change	-14.97%
5 Year Change	-39.05%
Change since IPO	29.69%

Recent updates

Shareholder Returns

	0IT3	GB Insurance	GB Market
7D	-1.7%	3.1%	1.1%
1Y	-18.2%	-1.8%	9.2%

Return vs Industry: 0IT3 underperformed the UK Insurance industry which returned -1.6% over the past year.

Return vs Market: 0IT3 underperformed the UK Market which returned 8.5% over the past year.

Price Volatility

Is 0IT3's price volatile compared to industry and market?
0IT3 volatility
0IT3 Average Weekly Movement	5.2%
Insurance Industry Average Movement	4.2%
Market Average Movement	4.9%
10% most volatile stocks in GB Market	10.4%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0IT3 has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: 0IT3's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1970	3,491	Thierry Leger	www.scor.com

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships.

SCOR SE Fundamentals Summary

How do SCOR's earnings and revenue compare to its market cap?
0IT3 fundamental statistics
Market cap	€4.09b
Earnings (TTM)	-€67.00m
Revenue (TTM)	€15.62b

0.3x

P/S Ratio

-61.0x

P/E Ratio

Is 0IT3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0IT3 income statement (TTM)
Revenue	€15.62b
Cost of Revenue	€14.80b
Gross Profit	€812.00m
Other Expenses	€879.00m
Earnings	-€67.00m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Mar 05, 2025

Earnings per share (EPS)	-0.37
Gross Margin	5.20%
Net Profit Margin	-0.43%
Debt/Equity Ratio	49.9%

How did 0IT3 perform over the long term?

See historical performance and comparison

Dividends

7.9%

Current Dividend Yield

163%

Payout Ratio

0IT3 Stock Overview

Rewards

Risk Analysis

SCOR SE Competitors

LSE:CRE

UK£756.6m

LSE:DLG

UK£3.0b

LSE:HSX

UK£3.6b

LSE:PHNX

UK£5.2b

Price History & Performance

Recent News & Updates

Third quarter 2024 earnings released: €0.65 loss per share (vs €0.82 profit in 3Q 2023)

SCOR SE to Report Q4, 2024 Results on Mar 05, 2025

SCOR SE (ENXTPA:SCR) reached an agreement to acquire an additional 15.92% stake in MRM (ENXTPA:MRM) from Altarea SCA (ENXTPA:ALTA) for €15.3 million.

Investor sentiment deteriorates as stock falls 17%

Second quarter 2024 earnings released: €1.72 loss per share (vs €1.07 profit in 2Q 2023)

Investor sentiment deteriorates as stock falls 23%

Recent updates

Third quarter 2024 earnings released: €0.65 loss per share (vs €0.82 profit in 3Q 2023)

SCOR SE to Report Q4, 2024 Results on Mar 05, 2025

SCOR SE (ENXTPA:SCR) reached an agreement to acquire an additional 15.92% stake in MRM (ENXTPA:MRM) from Altarea SCA (ENXTPA:ALTA) for €15.3 million.

Investor sentiment deteriorates as stock falls 17%

Second quarter 2024 earnings released: €1.72 loss per share (vs €1.07 profit in 2Q 2023)

Investor sentiment deteriorates as stock falls 23%

First quarter 2024 earnings released: EPS: €1.10 (vs €1.74 in 1Q 2023)

SCOR SE Approves Claude Tendil's Term of Office Ends as Director

Upcoming dividend of €1.80 per share

SCOR SE Appoints Claire Mcdonald as CEO of Scor Business Solutions and Member of Scor’s Executive Committee

Dividend of €1.80 announced

Full year 2023 earnings released: EPS: €4.53 (vs €1.69 loss in FY 2022)

SCOR SE, Annual General Meeting, May 17, 2024

Techficient, SCOR, and AIMCOR Group, LLC Announces Creation of Next-Generation Digital Term Life Insurance Product, AIMCOR QuickLife Issued by Ameritas Life Insurance Corp

New major risk - Revenue and earnings growth

SCOR Announces Management Appointments

SCOR SE to Report Fiscal Year 2023 Results on Mar 06, 2024

Second quarter 2023 earnings released: EPS: €1.06 (vs €0.90 loss in 2Q 2022)

SCOR SE Appoints Fabrice Brégier as Chairman of Board of Directors

François De Varenne Announces Executive Changes

SCOR SE Approves a Dividend for the Financial Year 2022, Payable on 1 June 2023

Upcoming dividend of €1.40 per share at 5.4% yield

SCOR SE Announces CEO Changes

SCOR SE Appoints Martine Gerow to Board of Directors

Second quarter 2022 earnings released: €0.90 loss per share (vs €1.80 profit in 2Q 2021)

SCOR SE to Report Fiscal Year 2022 Results on Mar 02, 2023

Investor sentiment deteriorated over the past week

SCOR Announces Board Changes

SCOR Appoints Augustin Gas as Chief Underwriting Officer for APAC

Upcoming dividend of €1.80 per share

SCOR SE Appoints Alexandre Garcia as Head of PR and Corporate Communications

SCOR SE, Annual General Meeting, May 18, 2022

Investor sentiment improved over the past week

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

SCOR Se Proposes Dividend for the Fiscal Year 2021

Investor sentiment improved over the past week

Second quarter 2021 earnings released: EPS €1.80 (vs €0.73 loss in 2Q 2020)

SCOR Announces the Launch of the Pioneering Net-Zero Insurance Alliance

Upcoming dividend of €1.80 per share

SCOR SE Proposes a Dividend, Payable on July 6, 2021

New 90-day high: €29.21

SCOR SE Appoints Claire Le Gall-Robinson to its Executive Committee

Full year 2020 earnings released: EPS €1.26 (vs €2.27 in FY 2019)

Revenue misses expectations

SCOR SE to Report Fiscal Year 2020 Results on Feb 24, 2021

SCOR SE Develops an Innovative Biometric Risk Calculator to Improve the Underwriting Process

One Drop to Work with SCOR and Bayer on Life Insurance Products for People with Chronic Conditions

Covr Financial Technologies, Americo Financial Life And Annuity Insurance Company, Inc. and SCOR Join Forces to Launch New Life Insurance Product Aligned with Consumer and Business Lending

SCOR SE Appoints Jérôme Guilbert as Group Chief Communications Officer, with Effect from January 4, 2021

SCOR Announces Change of CEO

New 90-day high: €27.86

Revenue beats expectations

Third quarter 2020 earnings released: EPS €0.58

SCOR Announces Board Changes

Market bids up stock over the past week

SCOR Appoints Ian Kelly as Chief Financial Officer, with Effect from October 2, 2020

New 90-day low - €22.36

Shareholder Returns

Price Volatility