STBo Stock Overview

Provides insurance products and services in Norway, Sweden, the United Kingdom, Finland, Denmark, Germany, Luxemburg, and Ireland. More details

STBo fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	1/6
Dividends	3/6

Rewards

Trading at 49.8% below our estimate of its fair value

Earnings grew by 74.1% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Earnings are forecast to decline by an average of 4.5% per year for the next 3 years

Shares are highly illiquid

Unstable dividend track record

Community vs My Fair Value

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Storebrand ASA Competitors

Just Group

LSE:JUST

UK£1.5b

Legal & General Group

LSE:LGEN

UK£13.8b

Prudential

LSE:PRU

UK£22.6b

Chesnara

LSE:CSN

UK£413.7m

Price History & Performance

Summary of share price highs, lows and changes for Storebrand
Historical stock prices
Current Share Price	NOK 126.55
52 Week High	NOK 135.25
52 Week Low	NOK 102.30
Beta	0.75
1 Month Change	-4.81%
3 Month Change	1.16%
1 Year Change	n/a
3 Year Change	60.11%
5 Year Change	172.74%
Change since IPO	394.14%

Recent updates

Shareholder Returns

	STBo	GB Insurance	GB Market
7D	0.5%	1.8%	0.2%
1Y	n/a	15.9%	-0.07%

Return vs Industry: Insufficient data to determine how STBo performed against the UK Insurance industry.

Return vs Market: Insufficient data to determine how STBo performed against the UK Market.

Price Volatility

Is STBo's price volatile compared to industry and market?
STBo volatility
STBo Average Weekly Movement	n/a
Insurance Industry Average Movement	4.6%
Market Average Movement	5.8%
10% most volatile stocks in GB Market	11.3%
10% least volatile stocks in GB Market	3.2%

Stable Share Price: STBo's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine STBo's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1767	2,324	Odd Grefstad	www.storebrand.no

Storebrand ASA provides insurance products and services in Norway, Sweden, the United Kingdom, Finland, Denmark, Germany, Luxemburg, and Ireland. It operates through four segments: Savings, Insurance, Guaranteed Pensions, and Other. The Savings segment offers retirement savings, defined contribution pensions, asset management, and retail banking products.

Storebrand ASA Fundamentals Summary

How do Storebrand's earnings and revenue compare to its market cap?
STBo fundamental statistics
Market cap	NOK 55.80b
Earnings (TTM)	NOK 5.58b
Revenue (TTM)	NOK 34.61b

10.0x

P/E Ratio

1.6x

P/S Ratio

Is STBo overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
STBo income statement (TTM)
Revenue	NOK 34.61b
Cost of Revenue	NOK 8.28b
Gross Profit	NOK 26.34b
Other Expenses	NOK 20.76b
Earnings	NOK 5.58b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 11, 2025

Earnings per share (EPS)	12.95
Gross Margin	76.09%
Net Profit Margin	16.11%
Debt/Equity Ratio	167.7%

How did STBo perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

37%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/14 12:51
End of Day Share Price	2025/05/09 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Storebrand ASA is covered by 27 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	ABG Sundal Collier
Bassem Neifer	AlphaValue
Fridtjof Berents	Arctic Securities ASA