SLHNz Stock Overview

Provides life, pensions, and financial solutions for private and corporate clients. More details

SLHNz fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	1/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 10.6% below our estimate of its fair value

Earnings are forecast to grow 3.16% per year

Pays a reliable dividend of 4.72%

Risk Analysis

No risks detected for SLHNz from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Swiss Life Holding AG Competitors

Legal & General Group

LSE:LGEN

UK£13.4b

Prudential

LSE:PRU

UK£17.0b

Just Group

LSE:JUST

UK£1.7b

Aviva

LSE:AV.

UK£12.6b

Price History & Performance

Summary of share price highs, lows and changes for Swiss Life Holding
Historical stock prices
Current Share Price	CHF 699.00
52 Week High	CHF 739.20
52 Week Low	CHF 573.40
Beta	1.06
1 Month Change	1.92%
3 Month Change	0.20%
1 Year Change	20.27%
3 Year Change	18.64%
5 Year Change	n/a
Change since IPO	656.08%

Recent updates

Shareholder Returns

	SLHNz	GB Insurance	GB Market
7D	0.1%	1.6%	1.3%
1Y	20.3%	-2.1%	4.3%

Return vs Industry: SLHNz exceeded the UK Insurance industry which returned -2.1% over the past year.

Return vs Market: SLHNz exceeded the UK Market which returned 4.3% over the past year.

Price Volatility

Is SLHNz's price volatile compared to industry and market?
SLHNz volatility
SLHNz Average Weekly Movement	2.3%
Insurance Industry Average Movement	3.9%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: SLHNz has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: SLHNz's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1857	10,053	Matthias Aellig	www.swisslife.com

Swiss Life Holding AG provides life, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, Asset Managers, and Other segments. The company offers a range of life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage.

Swiss Life Holding AG Fundamentals Summary

How do Swiss Life Holding's earnings and revenue compare to its market cap?
SLHNz fundamental statistics
Market cap	CHF 19.61b
Earnings (TTM)	CHF 1.08b
Revenue (TTM)	CHF 11.52b

18.1x

P/E Ratio

1.7x

P/S Ratio

Is SLHNz overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SLHNz income statement (TTM)
Revenue	CHF 11.52b
Cost of Revenue	CHF 7.65b
Gross Profit	CHF 3.87b
Other Expenses	CHF 2.78b
Earnings	CHF 1.08b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Mar 14, 2025

Earnings per share (EPS)	38.64
Gross Margin	33.57%
Net Profit Margin	9.40%
Debt/Equity Ratio	188.1%

How did SLHNz perform over the long term?

See historical performance and comparison

Dividends

4.7%

Current Dividend Yield

88%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/03 07:24
End of Day Share Price	2024/12/30 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Swiss Life Holding AG is covered by 32 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Dieter Hein	AlphaValue
Daniel Bischof	Baader Helvea Equity Research
Stefan Schürmann	Bank Vontobel AG

Swiss Life Holding BATS-CHIXE:SLHNz Stock Report