London Finance & Investment Group
Market Cap
UK£10.8m
Last Updated
2021/03/06 20:15 UTC
Data Sources
Company Financials
Executive Summary
London Finance & Investment Group P.L.C., together with its subsidiaries, operates as an investment finance and management company. More Details
Risk Analysis
Snowflake Analysis
Second-rate dividend payer with mediocre balance sheet.
Share Price & News
How has London Finance & Investment Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: LFI is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: LFI's weekly volatility (3%) has been stable over the past year.
Market Performance
7 Day Return
0%
LFI
-5.6%
GB Capital Markets
1.2%
GB Market
1 Year Return
-14.0%
LFI
11.2%
GB Capital Markets
4.6%
GB Market
Return vs Industry: LFI underperformed the UK Capital Markets industry which returned 11.2% over the past year.
Return vs Market: LFI underperformed the UK Market which returned 4.6% over the past year.
Shareholder returns
| LFI | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | -5.6% | 1.2% |
| 30 Day | 0% | -6.6% | 0.9% |
| 90 Day | -1.4% | 0.06% | 2.4% |
| 1 Year | -11.2%-14.0% | 14.8%11.2% | 10.6%4.6% |
| 3 Year | -13.3%-20.7% | 39.5%23.7% | 8.6%-4.5% |
| 5 Year | 13.5%-1.4% | 99.0%65.5% | 39.5%12.5% |
Long-Term Price Volatility Vs. Market
How volatile is London Finance & Investment Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 years ago | Simply Wall St
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April Top Cheap Financial Stocks To BuyValuation
Is London Finance & Investment Group undervalued compared to its fair value and its price relative to the market?
0.62x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: LFI (£0.35) is trading above our estimate of fair value (£0)
Significantly Below Fair Value: LFI is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: LFI is unprofitable, so we can't compare its PE Ratio to the GB Capital Markets industry average.
PE vs Market: LFI is unprofitable, so we can't compare its PE Ratio to the UK market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate LFI's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: LFI is good value based on its PB Ratio (0.6x) compared to the GB Capital Markets industry average (1.6x).
Next Steps
Future Growth
How is London Finance & Investment Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
24.8%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as London Finance & Investment Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Take a look at our analysis of LFI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- London Finance & Investment Group competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
Past Performance
How has London Finance & Investment Group performed over the past 5 years?
-41.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: LFI is currently unprofitable.
Growing Profit Margin: LFI is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: LFI is unprofitable, and losses have increased over the past 5 years at a rate of 41.3% per year.
Accelerating Growth: Unable to compare LFI's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: LFI is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (-1.9%).
Return on Equity
High ROE: LFI has a negative Return on Equity (-1.34%), as it is currently unprofitable.
Next Steps
Financial Health
How is London Finance & Investment Group's financial position?
Financial Position Analysis
Short Term Liabilities: LFI's short term assets (£11.4M) exceed its short term liabilities (£660.0K).
Long Term Liabilities: LFI's short term assets (£11.4M) exceed its long term liabilities (£1.2M).
Debt to Equity History and Analysis
Debt Level: LFI's debt to equity ratio (2.6%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if LFI's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: LFI's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: LFI is unprofitable, therefore interest payments are not well covered by earnings.
Balance Sheet
Next Steps
Dividend
What is London Finance & Investment Group current dividend yield, its reliability and sustainability?
3.33%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: LFI's dividend (3.33%) is higher than the bottom 25% of dividend payers in the UK market (1.49%).
High Dividend: LFI's dividend (3.33%) is low compared to the top 25% of dividend payers in the UK market (4.51%).
Stability and Growth of Payments
Stable Dividend: LFI's dividends per share have been stable in the past 10 years.
Growing Dividend: LFI's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: LFI is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
13.5yrs
Average board tenure
CEO
London Finance & Investment Group has no CEO, or we have no data on them.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Senior Independent Non-Executive Director | no data | UK£14.00k | 0.21% £ 22.4k | |
| Non-Executive Chairman | 37.17yrs | UK£20.00k | no data | |
| Non-Executive Director | 4.92yrs | UK£14.00k | no data | |
| Non-Executive Director | 3.17yrs | UK£14.00k | no data | |
| Independent Non-Executive Director | 22.17yrs | UK£14.00k | 0.26% £ 27.6k |
13.5yrs
Average Tenure
60yo
Average Age
Experienced Board: LFI's board of directors are seasoned and experienced ( 13.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
London Finance & Investment Group P.L.C.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: London Finance & Investment Group P.L.C.
- Ticker: LFI
- Exchange: LSE
- Founded: NaN
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: UK£10.767m
- Shares outstanding: 31.21m
- Website: https://www.city-group.com/london-finance-investment-group-plc
Number of Employees
Location
- London Finance & Investment Group P.L.C.
- 1 Ely Place,
- London
- Greater London
- EC1N 6RY
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| LFI | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | Jan 1992 |
| LNF | JSE (The Johannesburg Securities Exchange) | Yes | Ordinary Shares | ZA | ZAR | Jan 1992 |
Biography
London Finance & Investment Group P.L.C., together with its subsidiaries, operates as an investment finance and management company. It primarily invests in smaller U.K. quoted companies, which are balanced...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/03/06 20:15 |
| End of Day Share Price | 2021/03/05 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.