EJF Investments Balance Sheet Health
Financial Health criteria checks 4/6
EJF Investments has a total shareholder equity of £100.1M and total debt of £25.0M, which brings its debt-to-equity ratio to 25%. Its total assets and total liabilities are £125.5M and £25.5M respectively. EJF Investments's EBIT is £9.7M making its interest coverage ratio 5.2. It has cash and short-term investments of £405.4K.
Key information
25.0%
Debt to equity ratio
UK£25.03m
Debt
| Interest coverage ratio | 5.2x |
| Cash | UK£405.38k |
| Equity | UK£100.08m |
| Total liabilities | UK£25.46m |
| Total assets | UK£125.55m |
Recent financial health updates
Recent updates
Financial Position Analysis
Short Term Liabilities: EJF0's short term assets (£591.0K) exceed its short term liabilities (£436.5K).
Long Term Liabilities: EJF0's short term assets (£591.0K) do not cover its long term liabilities (£25.0M).
Debt to Equity History and Analysis
Debt Level: EJF0's net debt to equity ratio (24.6%) is considered satisfactory.
Reducing Debt: EJF0's debt to equity ratio has increased from 13.2% to 25% over the past 5 years.
Debt Coverage: EJF0's debt is well covered by operating cash flow (26.6%).
Interest Coverage: EJF0's interest payments on its debt are well covered by EBIT (5.2x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 20:01 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EJF Investments Limited is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Conor Finn | Panmure Liberum |
| Shonil Chande | Panmure Liberum |