0U95 Stock Overview
Through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for 0U95 from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Essent Group Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$58.81 |
| 52 Week High | US$64.93 |
| 52 Week Low | US$50.73 |
| Beta | 1.1 |
| 1 Month Change | 7.38% |
| 3 Month Change | 10.09% |
| 1 Year Change | 9.48% |
| 3 Year Change | 28.54% |
| 5 Year Change | n/a |
| Change since IPO | 23.14% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0U95 | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | 0.8% | 2.4% | 2.0% |
| 1Y | 9.5% | 13.2% | 11.1% |
Return vs Industry: 0U95 underperformed the UK Diversified Financial industry which returned 13.2% over the past year.
Return vs Market: 0U95 underperformed the UK Market which returned 11.1% over the past year.
Price Volatility
| 0U95 volatility | |
|---|---|
| 0U95 Average Weekly Movement | 3.1% |
| Diversified Financial Industry Average Movement | 4.5% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.8% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: 0U95 has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: 0U95's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 602 | Mark Casale | www.essentgroup.com |
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services, as well as risk management products and title insurance and settlement services.
Essent Group Ltd. Fundamentals Summary
| 0U95 fundamental statistics | |
|---|---|
| Market cap | US$6.19b |
| Earnings (TTM) | US$736.87m |
| Revenue (TTM) | US$1.18b |
8.4x
P/E Ratio5.2x
P/S RatioIs 0U95 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0U95 income statement (TTM) | |
|---|---|
| Revenue | US$1.18b |
| Cost of Revenue | US$128.59m |
| Gross Profit | US$1.06b |
| Other Expenses | US$318.89m |
| Earnings | US$736.87m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 14, 2025
| Earnings per share (EPS) | 6.94 |
| Gross Margin | 89.14% |
| Net Profit Margin | 62.22% |
| Debt/Equity Ratio | 8.8% |
How did 0U95 perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield16%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/03 16:16 |
| End of Day Share Price | 2025/01/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Essent Group Ltd. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mihir Bhatia | BofA Global Research |