0RGR Stock Overview

Provides ETF, currency derivatives, commodities, indices, stocks, and bonds brokerage services in Central and Eastern Europe, Western Europe, Latin America, and the Middle East. More details

0RGR fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	3/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 46% below our estimate of its fair value

Revenue is forecast to grow 5.17% per year

Earnings have grown 28.9% per year over the past 5 years

Risk Analysis

Earnings are forecast to decline by an average of 16.8% per year for the next 3 years

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

XTB S.A. Competitors

AJ Bell

LSE:AJB

UK£1.8b

TP ICAP Group

LSE:TCAP

UK£2.0b

Plus500

LSE:PLUS

UK£2.1b

Alpha Group International

LSE:ALPH

UK£1.1b

Price History & Performance

Summary of share price highs, lows and changes for XTB
Historical stock prices
Current Share Price	zł75.80
52 Week High	zł75.80
52 Week Low	zł59.31
Beta	0.86
1 Month Change	13.18%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	441.42%

Recent updates

Shareholder Returns

	0RGR	GB Capital Markets	GB Market
7D	0%	2.3%	2.0%
1Y	n/a	31.5%	10.8%

Return vs Industry: Insufficient data to determine how 0RGR performed against the UK Capital Markets industry.

Return vs Market: Insufficient data to determine how 0RGR performed against the UK Market.

Price Volatility

Is 0RGR's price volatile compared to industry and market?
0RGR volatility
0RGR Average Weekly Movement	n/a
Capital Markets Industry Average Movement	4.0%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: 0RGR's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0RGR's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2004	1,175	Omar Arnaout	www.xtb.com

XTB S.A., together with its subsidiaries, provides ETF, currency derivatives, commodities, indices, stocks, and bonds brokerage services in Central and Eastern Europe, Western Europe, Latin America, and the Middle East. It operates in two segments, Retail Operations and Institutional Activity. The Retail operations segment engages in the provision of trading in financial instruments for individual customers.

XTB S.A. Fundamentals Summary

How do XTB's earnings and revenue compare to its market cap?
0RGR fundamental statistics
Market cap	zł7.71b
Earnings (TTM)	zł859.43m
Revenue (TTM)	zł1.87b

9.0x

P/E Ratio

4.1x

P/S Ratio

Is 0RGR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0RGR income statement (TTM)
Revenue	zł1.87b
Cost of Revenue	zł883.51m
Gross Profit	zł988.77m
Other Expenses	zł129.33m
Earnings	zł859.43m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	7.31
Gross Margin	52.81%
Net Profit Margin	45.90%
Debt/Equity Ratio	6.7%

How did 0RGR perform over the long term?

See historical performance and comparison

Dividends

7.7%

Current Dividend Yield

65%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/01 07:47
End of Day Share Price	2025/01/07 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

XTB S.A. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Kamil Kliszcz	Biuro maklerskie mBanku
Mikolaj Lemanczyk	Biuro maklerskie mBanku
Lukasz Janczak	Erste Group Bank AG