Poste Italiane S.p.A.

LSE:0RC2 Stock Report

Market Cap: €26.8b

Poste Italiane Valuation

Is 0RC2 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0RC2 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

€11.64
Fair Value
78.1% overvalued intrinsic discount
15
Number of Analysts

Below Fair Value: 0RC2 (€20.74) is trading above our estimate of fair value (€11.64)

Significantly Below Fair Value: 0RC2 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0RC2?

Key metric: As 0RC2 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0RC2. This is calculated by dividing 0RC2's market cap by their current earnings.
What is 0RC2's PE Ratio?
PE Ratio12.6x
Earnings€2.14b
Market Cap€26.84b

Price to Earnings Ratio vs Peers

How does 0RC2's PE Ratio compare to its peers?

The above table shows the PE ratio for 0RC2 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average32.8x
PRU Prudential
10.4x1.89%UK£27.2b
LGEN Legal & General Group
52.4x27.22%UK£13.6b
JUST Just Group
34x22.67%UK£2.2b
AV. Aviva
34.6x18.51%UK£20.5b
0RC2 Poste Italiane
12.6x6.47%€26.8b

Price-To-Earnings vs Peers: 0RC2 is good value based on its Price-To-Earnings Ratio (12.6x) compared to the peer average (32.8x).

Price to Earnings Ratio vs Industry

How does 0RC2's PE Ratio compare vs other companies in the GB Diversified Financial Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
NBS Nationwide Building Society
0.5xn/aUS$1.57b
VCAP Vector Capital
4xn/aUS$5.97m
LEND Sancus Lending Group
3.3xn/aUS$3.39m
No more companies available in this PE range
0RC2 12.6xIndustry Avg. 14.2xNo. of Companies5PE01632486480+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0RC2 is good value based on its Price-To-Earnings Ratio (12.6x) compared to the European Diversified Financial industry average (14.6x).

Price to Earnings Ratio vs Fair Ratio

What is 0RC2's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0RC2 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.6x
Fair PE Ratio18.5x

Price-To-Earnings vs Fair Ratio: 0RC2 is good value based on its Price-To-Earnings Ratio (12.6x) compared to the estimated Fair Price-To-Earnings Ratio (18.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0RC2 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€20.74
€20.33
-1.98%
8.29%€22.70€16.50n/a15
Nov ’26€20.89
€20.12
-3.67%
7.80%€22.60€16.50n/a15
Oct ’26€20.11
€19.76
-1.74%
7.37%€22.60€16.50n/a15
Sep ’26€20.01
€19.35
-3.30%
7.33%€21.00€16.50n/a14
Aug ’26€18.79
€19.28
+2.63%
7.04%€21.00€16.50n/a14
Jul ’26€18.10
€18.55
+2.49%
9.42%€20.50€14.00n/a14
Jun ’26€19.11
€17.92
-6.22%
12.80%€20.50€13.00n/a14
May ’26€17.59
€16.81
-4.42%
8.93%€18.50€13.00n/a14
Apr ’26€16.66
€15.73
-5.60%
9.82%€18.50€13.00n/a15
Mar ’26€15.40
€15.41
+0.043%
7.97%€17.30€13.00n/a15
Feb ’26€14.64
€14.75
+0.77%
7.65%€16.50€12.70n/a15
Jan ’26€13.62
€14.25
+4.69%
6.56%€15.50€12.20n/a15
Dec ’25€13.29
€14.22
+7.00%
6.32%€15.50€12.20n/a15
Nov ’25€13.03
€14.05
+7.80%
5.63%€15.50€12.20€20.8915
Oct ’25€12.56
€14.04
+11.86%
6.89%€15.50€11.90€20.1116
Sep ’25€12.59
€14.04
+11.59%
6.89%€15.50€11.90€20.0116
Aug ’25€12.16
€13.91
+14.36%
7.50%€15.50€11.90€18.7916
Jul ’25€12.23
€13.73
+12.32%
7.78%€15.50€11.20€18.1016
Jun ’25€12.66
€13.55
+7.05%
7.43%€14.80€11.20€19.1115
May ’25€11.96
€13.07
+9.33%
8.62%€14.50€11.10€17.5915
Apr ’25€11.60
€12.83
+10.67%
8.29%€14.50€11.10€16.6615
Mar ’25€11.16
€11.78
+5.56%
11.08%€14.20€9.50€15.4014
Feb ’25€10.00
€11.54
+15.39%
11.60%€14.20€9.10€14.6414
Jan ’25€10.28
€11.54
+12.34%
11.60%€14.20€9.10€13.6214
Dec ’24€9.90
€11.55
+16.71%
11.59%€14.20€9.10€13.2914
Nov ’24€9.32
€11.51
+23.44%
10.94%€13.60€9.10€13.0314
€20.33
Fair Value
2.0% overvalued intrinsic discount
15
Number of Analysts

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/07 09:55
End of Day Share Price 2025/11/07 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Poste Italiane S.p.A. is covered by 22 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Enrico EspostiBanca Akros S.p.A. (ESN)
Paola SabbioneBarclays
Michael HuttnerBerenberg