Visa Inc.

LSE:0QZ0 Stock Report

Market Cap: US$611.8b

Visa Valuation

Is 0QZ0 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0QZ0 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0QZ0 ($220) is trading below our estimate of fair value ($231.71)

Significantly Below Fair Value: 0QZ0 is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0QZ0?

Key metric: As 0QZ0 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0QZ0. This is calculated by dividing 0QZ0's market cap by their current earnings.
What is 0QZ0's PE Ratio?
PE Ratio31.4x
EarningsUS$19.46b
Market CapUS$611.75b

Price to Earnings Ratio vs Peers

How does 0QZ0's PE Ratio compare to its peers?

The above table shows the PE ratio for 0QZ0 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average60.3x
WISE Wise
19.8x-7.8%UK£8.6b
MA Mastercard
38.9x12.2%US$479.0b
LSEG London Stock Exchange Group
83.7x21.9%UK£56.9b
BOKU Boku
98.7x38.6%UK£553.1m
0QZ0 Visa
31.4x9.8%US$611.8b

Price-To-Earnings vs Peers: 0QZ0 is good value based on its Price-To-Earnings Ratio (31.4x) compared to the peer average (60.3x).

Price to Earnings Ratio vs Industry

How does 0QZ0's PE Ratio compare vs other companies in the GB Diversified Financial Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
NBS Nationwide Building Society
0.9xn/aUS$1.52b
No more companies available in this PE range
0QZ0 31.4xIndustry Avg. 14.3xNo. of Companies4PE01224364860+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0QZ0 is expensive based on its Price-To-Earnings Ratio (31.4x) compared to the UK Diversified Financial industry average (14.3x).

Price to Earnings Ratio vs Fair Ratio

What is 0QZ0's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0QZ0 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio31.4x
Fair PE Ratio33.5x

Price-To-Earnings vs Fair Ratio: 0QZ0 is good value based on its Price-To-Earnings Ratio (31.4x) compared to the estimated Fair Price-To-Earnings Ratio (33.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0QZ0 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$220.00
US$319.75
+45.3%
5.9%US$350.00US$272.00n/a35
Nov ’25US$220.00
US$318.13
+44.6%
6.7%US$350.00US$265.00n/a35
Oct ’25US$220.00
US$306.66
+39.4%
6.2%US$328.68US$251.00n/a35
Sep ’25US$220.00
US$302.07
+37.3%
7.1%US$328.68US$250.00n/a34
Aug ’25US$220.00
US$302.42
+37.5%
7.1%US$330.00US$250.00n/a34
Jul ’25US$220.00
US$308.12
+40.1%
5.7%US$335.00US$265.00n/a34
Jun ’25US$220.00
US$308.03
+40.0%
6.0%US$335.00US$260.00n/a34
May ’25US$220.00
US$305.84
+39.0%
6.6%US$335.00US$260.00n/a35
Apr ’25US$220.00
US$301.32
+37.0%
6.1%US$335.00US$260.00n/a34
Mar ’25US$220.00
US$299.08
+35.9%
5.7%US$326.00US$260.00n/a35
Feb ’25US$220.00
US$296.46
+34.8%
6.5%US$326.00US$260.00n/a35
Jan ’25US$220.00
US$282.17
+28.3%
7.4%US$325.00US$220.00n/a35
Dec ’24US$220.00
US$276.28
+25.6%
6.7%US$325.00US$220.00n/a35
Nov ’24US$220.00
US$275.54
+25.2%
6.9%US$325.00US$220.00US$220.0035
Oct ’24US$220.00
US$277.51
+26.1%
7.9%US$336.00US$220.00US$220.0033
Sep ’24US$220.00
US$277.14
+26.0%
7.5%US$336.00US$220.00US$220.0034
Aug ’24US$220.00
US$272.77
+24.0%
10.1%US$336.00US$165.00US$220.0035
Jul ’24US$220.00
US$266.61
+21.2%
5.8%US$300.00US$220.00US$220.0034
Jun ’24US$220.00
US$267.08
+21.4%
5.9%US$300.00US$220.00US$220.0034
May ’24US$220.00
US$264.82
+20.4%
9.4%US$300.00US$145.00US$220.0034
Apr ’24US$220.00
US$259.88
+18.1%
9.4%US$293.00US$145.00US$220.0034
Mar ’24US$220.00
US$259.88
+18.1%
9.4%US$293.00US$145.00US$220.0034
Feb ’24US$220.00
US$259.00
+17.7%
9.7%US$293.00US$145.00US$220.0034
Jan ’24US$220.00
US$247.19
+12.4%
10.6%US$290.00US$145.00US$220.0032
Dec ’23US$220.00
US$244.68
+11.2%
10.5%US$290.00US$145.00US$220.0031
Nov ’23US$220.00
US$248.00
+12.7%
7.4%US$290.00US$210.00US$220.0030

Analyst Forecast: Target price is less than 20% higher than the current share price.

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