How does 0QVI's PS Ratio compare to its peers?

0QVI is good value based on its Price-To-Sales Ratio (0.4x) compared to the peer average (3.2x).

How does 0QVI's PS Ratio compare vs other companies in the GB Diversified Financial Industry?

0QVI is good value based on its Price-To-Sales Ratio (0.4x) compared to the UK Diversified Financial industry average (2x).

What is 0QVI's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0QVI is good value based on its Price-To-Sales Ratio (0.4x) compared to the estimated Fair Price-To-Sales Ratio (2.8x).

What is the Fair Price of 0QVI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

0QVI (€6.43) is trading below our estimate of [[fair value]] (€14.04)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

Worldline (LSE:0QVI) - Stock Price, News & Analysis

0QVI Stock Overview

Provides payments and transactional services for financial institutions, merchants, corporations, and government agencies in Northern Europe, Central and Eastern Europe, Southern Europe, the Asia Pacific, the Americas, and internationally. More details

0QVI fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	3/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 54.2% below our estimate of its fair value

Earnings are forecast to grow 75.67% per year

Trading at good value compared to peers and industry

Risk Analysis

Volatile share price over the past 3 months compared to the UK market

Worldline SA Competitors

W.A.G payment solutions

LSE:WPS

UK£586.1m

Boku

AIM:BOKU

UK£552.7m

PayPoint

LSE:PAY

UK£559.0m

Fonix

AIM:FNX

UK£215.3m

Price History & Performance

Summary of all time highs, changes and price drops for Worldline
Historical stock prices
Current Share Price	€6.43
52 Week High	€16.71
52 Week Low	€5.86
Beta	1.37
11 Month Change	-1.09%
3 Month Change	-22.39%
1 Year Change	-52.82%
33 Year Change	-86.63%
5 Year Change	-89.06%
Change since IPO	-60.81%

Recent updates

Shareholder Returns

	0QVI	GB Diversified Financial	GB Market
7D	0.2%	2.2%	0.8%
1Y	-52.8%	9.1%	6.6%

Return vs Industry: 0QVI underperformed the UK Diversified Financial industry which returned 9.1% over the past year.

Return vs Market: 0QVI underperformed the UK Market which returned 6.6% over the past year.

Price Volatility

Is 0QVI's price volatile compared to industry and market?
0QVI volatility
0QVI Average Weekly Movement	8.4%
Diversified Financial Industry Average Movement	4.4%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.3%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0QVI's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: 0QVI's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of UK stocks.

About the Company

Founded	Employees	CEO	Website
1973	18,271	Marc-Henri Desportes	www.worldline.com

Worldline SA provides payments and transactional services for financial institutions, merchants, corporations, and government agencies in Northern Europe, Central and Eastern Europe, Southern Europe, the Asia Pacific, the Americas, and internationally. It operates through Merchant Services; Financial Services; and Mobility & e-Transactional Services segments. The Merchant Services segment offers commercial acquiring, omnichannel payment acceptance, and digital retail services.

Worldline SA Fundamentals Summary

How do Worldline's earnings and revenue compare to its market cap?
0QVI fundamental statistics
Market cap	€1.81b
Earnings (TTM)	-€927.30m
Revenue (TTM)	€4.66b

0.4x

P/S Ratio

-1.9x

P/E Ratio

Is 0QVI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0QVI income statement (TTM)
Revenue	€4.66b
Cost of Revenue	€1.57b
Gross Profit	€3.09b
Other Expenses	€4.02b
Earnings	-€927.30m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Feb 26, 2025

Earnings per share (EPS)	-3.27
Gross Margin	66.31%
Net Profit Margin	-19.91%
Debt/Equity Ratio	39.9%

How did 0QVI perform over the long term?

See historical performance and comparison

0QVI Stock Overview

Rewards

Risk Analysis

Worldline SA Competitors

LSE:WPS

UK£586.1m

AIM:BOKU

UK£552.7m

LSE:PAY

UK£559.0m

AIM:FNX

UK£215.3m

Price History & Performance

Recent News & Updates

Worldline SA to Report Fiscal Year 2024 Results on Feb 26, 2025

Worldline SA Provides Earnings Guidance for the Full Year 2024

New major risk - Share price stability

Worldline SA(ENXTPA:WLN) dropped from FTSE All-World Index (USD)

First half 2024 earnings released: €0.10 loss per share (vs €0.29 profit in 1H 2023)

New minor risk - Share price stability

Recent updates

Worldline SA to Report Fiscal Year 2024 Results on Feb 26, 2025

Worldline SA Provides Earnings Guidance for the Full Year 2024

New major risk - Share price stability

Worldline SA(ENXTPA:WLN) dropped from FTSE All-World Index (USD)

First half 2024 earnings released: €0.10 loss per share (vs €0.29 profit in 1H 2023)

New minor risk - Share price stability

Worldline SA Announces Board Appointments

New minor risk - Share price stability

Full year 2023 earnings released: €2.90 loss per share (vs €0.75 profit in FY 2022)

Crédit Agricole and Worldline Announces Executive Appointments to its Joint-Venture

Worldline SA to Report First Half, 2024 Results on Aug 01, 2024

Worldline SA, Annual General Meeting, Jun 13, 2024

Crédit Agricole S.A. (ENXTPA:ACA) acquired 7% stake in Worldline SA (ENXTPA:WLN).

Worldline Reportedly Weighs Asset Sales to Shore Up Investor Confidence

Now 61% undervalued after recent price drop

New major risk - Share price stability

Investor sentiment deteriorates as stock falls 62%

Worldline SA to Report Fiscal Year 2023 Results on Feb 28, 2024

Worldline Launches FlexCommissions, Enabling Increased Cashflow and Payout Customization for Partners

Now 20% undervalued after recent price drop

First half 2023 earnings released

Full year 2022 earnings released: EPS: €0.75 (vs €0.68 in FY 2021)

Full year 2022 earnings released

Worldline SA (ENXTPA:WLN) completed the acquisition of 40% stake in Online Payment Platform.

Worldline SA (ENXTPA:WLN) entered into agreement to acquire Merchant Activities from Banco di Desio e della Brianza S.p.A. (BIT:BDB) for €100 million.

Worldline SA (ENXTPA:WLN) entered into agreement to acquire Merchant Activities from Banco di Desio e della Brianza S.p.A. (BIT:BDB) for €100 million.

Worldline SA Provides Revenue Guidance for the Year 2022

Worldline SA (ENXTPA:WLN) entered into an agreement to acquire 55% stake in Softpos S.A.

Worldline SA (ENXTPA:WLN) agreed to acquire Online Payment Platform.

Now 21% undervalued

First half 2022 earnings released: EPS: €0.19 (vs €0.19 in 1H 2021)

Investor sentiment improved over the past week

Worldline SA Provides Earnings Guidance for the Year 2022 and Reiterates Earnings Guidance for the Year 2024

Worldline SA (ENXTPA:WLN) completed the acquisition of 80% stake in Eurobank Merchant acquiring activities from Eurobank Ergasias Services and Holdings S.A. (ATSE:EUROB).

Investor sentiment deteriorated over the past week

Worldline S.A. (ENXTPA:WLN) completed the acquisition of 51% stake in Merchant acquiring business of Australia and New Zealand Banking Group Limited.

Investor sentiment deteriorated over the past week

Now 21% undervalued after recent price drop

Full year 2021 earnings: Revenues in line with analyst expectations

Worldline Enters Exclusive Talks to Sell TSS Terminals Business to Apollo Global

Worldline SA (ENXTPA:WLN) acquired 80% stake Axepta S.p.a.

Worldline SA (ENXTPA:WLN) signed a binding agreement to acquire 80% stake in Eurobank Merchant acquiring activities from Eurobank Ergasias Services and Holdings S.A. (ATSE:EUROB) for €256 million.

Investor sentiment deteriorated over the past week

First half 2021 earnings released: EPS €0.37 (vs €0.29 in 1H 2020)

Worldline SA (ENXTPA:WLN) agreed to acquire 80% stake Axepta S.p.a

Worldline SA (ENXTPA:WLN) entered into bidding agreement to acquire 92.5% stake in Cardlink for an enterprise value of €155 million.

Axepta Bnp Paribas Benelux Sa signed an agreement to acquire Merchant Acquiring Business in Belgium and Luxembourg from Worldline SA (ENXTPA:WLN).

Full year 2020 earnings released: EPS €0.82 (vs €1.71 in FY 2019)

Revenue misses expectations

Worldline S.A.(ENXTPA:WLN) dropped from SBF 120 Index

Aria Systems Expands Partnership with Worldline to Offer Additional Payment Processing Options and Recurring Payment Capabilities

New 90-day high: €77.92

Worldline S.A. (ENXTPA:WLN) agreed to acquire 51% stake in Merchant acquiring business of Australia and New Zealand Banking Group Limited for AUD 485 million.

Australia and New Zealand Banking Group Limited Enters into a Joint-Venture with Worldline

Insider recently bought €1.0m worth of stock

Market bids up stock over the past week

Worldline S.A. to Report Fiscal Year 2020 Results on Feb 24, 2021

Worldline S.A. to Report First Half, 2021 Results on Jul 27, 2021

New 90-day low: €69.24