Green Dot Balance Sheet Health
Financial Health criteria checks 5/6
Green Dot has total assets of $5.5B and total equity of $870.0M. Total deposits are $3.9B, and total loans are $39.2M. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 3.9% of total loans. Cash and short-term investments are $1.3B.
Key information
6.3x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$3.90b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0J0N's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: 0J0N has a sufficient allowance for bad loans (864%).
Low Risk Liabilities: 84% of 0J0N's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0J0N has an appropriate level of Loans to Assets ratio (1%).
Low Risk Deposits: 0J0N's Loans to Deposits ratio (1%) is appropriate.
Level of Bad Loans: 0J0N has a high level of bad loans (3.9%).