Green Dot Balance Sheet Health
Financial Health criteria checks 5/6
Green Dot has total assets of $5.3B and total equity of $932.2M. Total deposits are $3.8B, and total loans are $38.8M. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 4.4% of total loans. Cash and short-term investments are $1.5B.
Key information
5.7x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$3.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.45b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0J0N's Assets to Equity ratio (5.7x) is low.
Allowance for Bad Loans: 0J0N has a sufficient allowance for bad loans (782%).
Low Risk Liabilities: 88% of 0J0N's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0J0N has an appropriate level of Loans to Assets ratio (1%).
Low Risk Deposits: 0J0N's Loans to Deposits ratio (1%) is appropriate.
Level of Bad Loans: 0J0N has a high level of bad loans (4.4%).