Global Payments Valuation

Is 0IW7 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0IW7 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0IW7 ($112.21) is trading below our estimate of fair value ($215.49)

Significantly Below Fair Value: 0IW7 is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0IW7?

Key metric: As 0IW7 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0IW7. This is calculated by dividing 0IW7's market cap by their current earnings.
What is 0IW7's PE Ratio?
PE Ratio21x
EarningsUS$1.36b
Market CapUS$28.65b

Price to Earnings Ratio vs Peers

How does 0IW7's PE Ratio compare to its peers?

The above table shows the PE ratio for 0IW7 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average38.6x
WISE Wise
25.9x-6.5%UK£11.2b
BOKU Boku
93.7x38.5%UK£544.0m
PAY PayPoint
13.9xn/aUK£558.3m
FNX Fonix
21x2.2%UK£222.9m
0IW7 Global Payments
21x10.7%US$28.7b

Price-To-Earnings vs Peers: 0IW7 is good value based on its Price-To-Earnings Ratio (21x) compared to the peer average (38.6x).


Price to Earnings Ratio vs Industry

How does 0IW7's PE Ratio compare vs other companies in the GB Diversified Financial Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
NBS Nationwide Building Society
1.2xn/aUS$1.49b
No more companies available in this PE range
0IW7 21.0xIndustry Avg. 14.5xNo. of Companies3PE01224364860+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0IW7 is expensive based on its Price-To-Earnings Ratio (21x) compared to the UK Diversified Financial industry average (14.5x).


Price to Earnings Ratio vs Fair Ratio

What is 0IW7's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0IW7 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21x
Fair PE Ratio22.6x

Price-To-Earnings vs Fair Ratio: 0IW7 is good value based on its Price-To-Earnings Ratio (21x) compared to the estimated Fair Price-To-Earnings Ratio (22.6x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0IW7 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$112.21
US$132.85
+18.4%
15.1%US$172.57US$92.83n/a30
Dec ’25US$118.96
US$129.70
+9.0%
15.0%US$171.00US$92.83n/a30
Nov ’25US$104.93
US$128.70
+22.7%
15.4%US$171.00US$93.00n/a30
Oct ’25US$101.43
US$134.81
+32.9%
16.1%US$194.00US$95.00n/a30
Sep ’25US$110.73
US$139.62
+26.1%
15.8%US$204.00US$95.00n/a34
Aug ’25US$98.11
US$142.59
+45.3%
15.8%US$204.00US$95.00n/a36
Jul ’25US$95.79
US$145.09
+51.5%
15.3%US$204.00US$95.00n/a36
Jun ’25US$100.16
US$148.15
+47.9%
14.4%US$204.00US$90.00n/a35
May ’25US$109.52
US$153.27
+39.9%
12.7%US$204.00US$90.00n/a36
Apr ’25US$133.39
US$156.38
+17.2%
12.5%US$204.00US$90.00n/a35
Mar ’25US$130.10
US$157.13
+20.8%
12.1%US$204.00US$90.00n/a35
Feb ’25US$134.47
US$148.85
+10.7%
12.8%US$180.00US$90.00n/a35
Jan ’25US$126.90
US$143.45
+13.0%
13.7%US$180.00US$90.00US$111.7335
Dec ’24US$118.86
US$142.82
+20.2%
14.5%US$180.00US$90.00US$118.9635
Nov ’24US$108.72
US$143.53
+32.0%
13.9%US$180.00US$95.00US$104.9334
Oct ’24US$114.88
US$147.10
+28.1%
15.1%US$211.00US$97.00US$101.4330
Sep ’24US$129.49
US$147.19
+13.7%
14.6%US$211.00US$97.00US$110.7332
Aug ’24US$119.21
US$140.94
+18.2%
16.8%US$208.00US$97.00US$98.1132
Jul ’24US$97.95
US$137.88
+40.8%
18.3%US$208.00US$89.00US$95.7932
Jun ’24US$98.91
US$138.48
+40.0%
17.3%US$208.00US$89.00US$100.1631
May ’24US$111.73
US$139.77
+25.1%
16.8%US$208.00US$89.00US$109.5230
Apr ’24US$104.52
US$141.52
+35.4%
17.8%US$208.00US$89.00US$133.3927
Mar ’24US$111.57
US$146.28
+31.1%
18.3%US$208.00US$89.00US$130.1025
Feb ’24US$113.57
US$144.22
+27.0%
20.7%US$220.00US$89.00US$134.4727
Jan ’24US$98.83
US$148.56
+50.3%
18.1%US$220.00US$113.00US$126.9027

Analyst Forecast: Target price is less than 20% higher than the current share price.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/04 09:43
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Global Payments Inc. is covered by 68 analysts. 23 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David KoningBaird
Ishan MajumdarBaptista Research
Ramsey El-AssalBarclays