Ally Financial Balance Sheet Health
Financial Health criteria checks 6/6
Ally Financial has total assets of $193.0B and total equity of $14.7B. Total deposits are $152.0B, and total loans are $133.8B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are $8.6B.
Key information
13.1x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$151.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$8.63b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0HD0's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: 0HD0 has a sufficient allowance for bad loans (248%).
Low Risk Liabilities: 85% of 0HD0's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0HD0 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 0HD0's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: 0HD0 has an appropriate level of bad loans (1.1%).