Jack Henry & Associates, Inc.

LSE:0A6D Stock Report

Market Cap: US$12.7b

Jack Henry & Associates Valuation

Is 0A6D undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0A6D when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0A6D ($174.89) is trading above our estimate of fair value ($157.53)

Significantly Below Fair Value: 0A6D is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0A6D?

Key metric: As 0A6D is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0A6D. This is calculated by dividing 0A6D's market cap by their current earnings.
What is 0A6D's PE Ratio?
PE Ratio31.8x
EarningsUS$399.33m
Market CapUS$12.69b

Price to Earnings Ratio vs Peers

How does 0A6D's PE Ratio compare to its peers?

The above table shows the PE ratio for 0A6D vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average37.2x
WISE Wise
20.8x-6.5%UK£8.9b
BOKU Boku
93.7x38.6%UK£533.1m
PAY PayPoint
14.6xn/aUK£601.7m
FNX Fonix
19.8x2.2%UK£203.1m
0A6D Jack Henry & Associates
31.8x8.6%US$12.7b

Price-To-Earnings vs Peers: 0A6D is good value based on its Price-To-Earnings Ratio (31.8x) compared to the peer average (37.3x).

Price to Earnings Ratio vs Industry

How does 0A6D's PE Ratio compare vs other companies in the GB Diversified Financial Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
NBS Nationwide Building Society
1.2xn/aUS$1.53b
No more companies available in this PE range
0A6D 31.8xIndustry Avg. 13.6xNo. of Companies3PE01020304050+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0A6D is expensive based on its Price-To-Earnings Ratio (31.8x) compared to the UK Diversified Financial industry average (13.6x).

Price to Earnings Ratio vs Fair Ratio

What is 0A6D's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0A6D PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio31.8x
Fair PE Ratio19.3x

Price-To-Earnings vs Fair Ratio: 0A6D is expensive based on its Price-To-Earnings Ratio (31.8x) compared to the estimated Fair Price-To-Earnings Ratio (19.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0A6D forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$174.89
US$192.93
+10.3%
5.1%US$212.00US$175.00n/a14
Nov ’25US$182.72
US$186.50
+2.1%
7.1%US$212.00US$165.00n/a14
Oct ’25US$180.78
US$184.00
+1.8%
6.4%US$206.00US$163.00n/a14
Sep ’25US$171.90
US$181.92
+5.8%
5.7%US$205.00US$163.00n/a13
Aug ’25US$168.51
US$181.36
+7.6%
4.7%US$200.00US$169.00n/a14
Jul ’25US$162.94
US$181.43
+11.3%
4.7%US$200.00US$170.00n/a14
Jun ’25US$162.37
US$180.71
+11.3%
4.9%US$200.00US$170.00n/a14
May ’25US$162.90
US$180.36
+10.7%
5.1%US$200.00US$167.00n/a14
Apr ’25US$173.31
US$179.71
+3.7%
5.2%US$200.00US$164.00n/a14
Mar ’25US$171.89
US$178.64
+3.9%
6.1%US$200.00US$157.00n/a14
Feb ’25US$165.92
US$172.00
+3.7%
6.1%US$190.00US$157.00n/a14
Jan ’25US$162.82
US$168.23
+3.3%
7.7%US$190.00US$143.00n/a13
Dec ’24US$161.21
US$165.21
+2.5%
5.7%US$185.00US$143.00n/a14
Nov ’24US$141.18
US$166.14
+17.7%
6.6%US$185.00US$140.00US$182.7214
Oct ’24US$152.33
US$169.77
+11.4%
5.1%US$185.00US$153.00US$180.7813
Sep ’24US$158.39
US$169.86
+7.2%
6.1%US$196.00US$153.00US$171.9014
Aug ’24US$171.27
US$175.43
+2.4%
5.6%US$200.00US$160.00US$168.5114
Jul ’24US$167.30
US$173.00
+3.4%
5.3%US$186.00US$156.00US$162.9413
Jun ’24US$150.57
US$172.17
+14.3%
5.2%US$186.00US$156.00US$162.3712
May ’24US$159.98
US$173.64
+8.5%
4.2%US$184.00US$160.00US$162.9011
Apr ’24US$150.07
US$177.36
+18.2%
4.4%US$188.00US$160.00US$173.3111
Mar ’24US$163.31
US$177.36
+8.6%
4.4%US$188.00US$160.00US$171.8911
Feb ’24US$179.44
US$186.91
+4.2%
4.6%US$198.00US$170.00US$165.9211
Jan ’24US$178.99
US$186.27
+4.1%
5.2%US$198.00US$167.00US$162.8211
Dec ’23US$189.98
US$186.27
-2.0%
5.2%US$198.00US$167.00US$161.2111
Nov ’23US$199.88
US$192.45
-3.7%
6.8%US$210.00US$167.00US$141.1811

Analyst Forecast: Target price is less than 20% higher than the current share price.

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