Worldline Valuation

Is WLNP undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of WLNP when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: WLNP (€8.11) is trading below our estimate of fair value (€14.93)

Significantly Below Fair Value: WLNP is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for WLNP?

Key metric: As WLNP is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for WLNP. This is calculated by dividing WLNP's market cap by their current revenue.
What is WLNP's PS Ratio?
PS Ratio0.5x
Sales€4.66b
Market Cap€2.26b

Price to Sales Ratio vs Peers

How does WLNP's PS Ratio compare to its peers?

The above table shows the PS ratio for WLNP vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average3.1x
WPS W.A.G payment solutions
0.3x9.5%UK£554.3m
BOKU Boku
7.5x12.6%UK£545.5m
PAY PayPoint
1.8x-3.6%UK£542.6m
FNX Fonix
2.9x8.0%UK£223.9m
WLNP Worldline
0.5x3.2%€2.3b

Price-To-Sales vs Peers: WLNP is good value based on its Price-To-Sales Ratio (0.5x) compared to the peer average (3.1x).


Price to Sales Ratio vs Industry

How does WLNP's PS Ratio compare vs other companies in the GB Diversified Financial Industry?

2 CompaniesPrice / SalesEstimated GrowthMarket Cap
NBS Nationwide Building Society
0.3xn/aUS$1.51b
LEND Sancus Lending Group
0.2x15.1%US$3.55m
No more companies available in this PS range
No. of Companies5PS01.22.43.64.86+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: WLNP is good value based on its Price-To-Sales Ratio (0.5x) compared to the UK Diversified Financial industry average (2.1x).


Price to Sales Ratio vs Fair Ratio

What is WLNP's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

WLNP PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.5x
Fair PS Ration/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate WLNP's Price-To-Sales Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst WLNP forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€8.11
€9.43
+16.3%
41.0%€22.00€5.00n/a20
Dec ’25€6.61
€9.66
+46.0%
43.0%€22.00€5.00n/a20
Nov ’25€6.37
€9.78
+53.5%
42.2%€22.00€5.00n/a20
Oct ’25€6.60
€10.87
+64.7%
36.2%€22.00€6.70n/a20
Sep ’25€8.31
€13.32
+60.3%
38.8%€28.90€7.00n/a20
Aug ’25€9.03
€14.29
+58.3%
34.1%€28.90€9.00n/a20
Jul ’25€10.10
€14.46
+43.2%
32.8%€28.90€9.00n/a20
Jun ’25€12.07
€14.66
+21.5%
33.1%€28.90€9.00n/a20
May ’25n/a
€14.62
0%
33.3%€28.90€9.00n/a20
Apr ’25n/a
€15.04
0%
34.0%€28.90€9.00n/a21
Mar ’25€11.28
€16.04
+42.2%
33.6%€28.90€9.00n/a20
Feb ’25€13.84
€18.08
+30.6%
35.9%€36.00€10.90n/a20
Jan ’25n/a
€22.92
0%
77.2%€91.00€10.90n/a20
Dec ’24€15.54
€22.68
+45.9%
78.7%€91.00€8.90€6.6120
Nov ’24€10.58
€26.16
+147.2%
72.5%€91.00€8.90€6.3719
Oct ’24€26.88
€54.24
+101.8%
22.2%€91.00€30.20€6.6019
Sep ’24n/a
€54.54
0%
21.7%€91.00€35.90€8.3120
Aug ’24€35.21
€54.71
+55.4%
21.3%€91.00€35.90€9.0320
Jul ’24€32.38
€55.16
+70.3%
20.6%€91.00€35.90€10.1020
Jun ’24€36.56
€55.62
+52.1%
19.4%€91.00€36.50€12.0720
May ’24€39.29
€54.80
+39.5%
21.6%€91.00€33.07n/a20
Apr ’24€38.09
€54.83
+44.0%
21.5%€91.00€33.07n/a20
Mar ’24€38.88
€54.92
+41.3%
21.3%€91.00€33.07€11.2820
Feb ’24€41.46
€55.29
+33.4%
21.1%€91.00€33.07€13.8420
Jan ’24€36.63
€55.94
+52.7%
21.7%€91.00€33.07n/a20
Dec ’23€45.50
€56.57
+24.3%
21.6%€91.00€33.07€15.5419

Analyst Forecast: Target price is less than 20% higher than the current share price.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 10:42
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Worldline SA is covered by 29 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Grégoire HermannAlphaValue
Sven MerktBarclays
Gerardus VosBarclays