Mastercard (M4ID) Stock Overview
A technology company, provides transaction processing and other payment-related products and services in the United States and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
Last Earnings Call
Q2 2026 · 30 Jul 2026Mastercard (MA) delivered strong Q2 2026 results, with net revenue up 12% and adjusted EPS up 16% (currency-neutral). Key growth drivers included an 8% increase in gross dollar volume (GDV), a 12% rise in cross-border volume, and an 18% surge in value-added services revenue. Management highlighted significant momentum in commercial flows, cybersecurity, and new payment flows like Agentic Commerce and stablecoin integration.
Analysts' consensus estimates were $7.58 billion in revenue and $3.96 in EPS. Mastercard beat on revenue (reporting $7.65 billion based on 12% growth over prior year) and beat on EPS ($5.04 reported).
Management remains optimistic, maintaining its full-year guidance at the high end of low double-digit net revenue growth, citing resilient consumer/business spending and improved geopolitical outcomes in the Middle East as key supports for their "virtuous cycle" strategy.
Market Reaction
Mastercard shares fell approximately 2.8% on July 30, 2026. Analysts cited profit-taking following a strong run-up leading into the earnings date, alongside minor investor concerns regarding sequential growth deceleration in Europe and the potential impact of future rebate and incentive spending.
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Mastercard Incorporated Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$422.80 |
| 52 Week High | US$462.95 |
| 52 Week Low | US$422.80 |
| Beta | 0.73 |
| 1 Month Change | 0% |
| 3 Month Change | 0.23% |
| 1 Year Change | -15.61% |
| 3 Year Change | 17.84% |
| 5 Year Change | n/a |
| Change since IPO | 30.33% |
Recent News & Updates
Recent updates
Shareholder Returns
| M4ID | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | 0% | 0.8% | 0.2% |
| 1Y | -15.6% | 1.3% | 19.1% |
Return vs Industry: M4ID underperformed the UK Diversified Financial industry which returned 2.3% over the past year.
Return vs Market: M4ID underperformed the UK Market which returned 18.6% over the past year.
Price Volatility
| M4ID volatility | |
|---|---|
| M4ID Average Weekly Movement | n/a |
| Diversified Financial Industry Average Movement | 4.3% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in GB Market | 10.4% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: Data is not available.
Volatility Over Time: Insufficient data to determine M4ID's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1966 | 39,800 | Michael Miebach | www.mastercard.com |
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.
Mastercard Incorporated Fundamentals Summary
| M4ID fundamental statistics | |
|---|---|
| Market cap | €433.03b |
| Earnings (TTM) | €14.09b |
| Revenue (TTM) | €30.40b |
Is M4ID overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| M4ID income statement (TTM) | |
|---|---|
| Revenue | US$35.08b |
| Cost of Revenue | US$0 |
| Gross Profit | US$35.08b |
| Other Expenses | US$18.83b |
| Earnings | US$16.26b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 18.56 |
| Gross Margin | 100.00% |
| Net Profit Margin | 46.34% |
| Debt/Equity Ratio | 439.6% |
How did M4ID perform over the long term?
See historical performance and comparisonDividends
Does M4ID pay a reliable dividends?
See M4ID dividend history and benchmarks| Mastercard dividend dates | |
|---|---|
| Ex Dividend Date | Jul 09 2026 |
| Dividend Pay Date | Aug 07 2026 |
| Days until Ex dividend | 29 days |
| Days until Dividend pay date | 0 days |
Does M4ID pay a reliable dividends?
See M4ID dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/06 05:33 |
| End of Day Share Price | 2026/06/10 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Mastercard Incorporated is covered by 60 analysts. 37 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jim Marrone | Accountability Research Corporation |
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |