Banca IFIS Balance Sheet Health
Financial Health criteria checks 2/6
Banca IFIS has total assets of €14.1B and total equity of €1.7B. Total deposits are €5.6B, and total loans are €10.7B.
Key information
8.3x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €5.59b |
Loan to deposit ratio | High |
Bad loans | 18.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €879.37m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IFM's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: IFM has a low allowance for bad loans (14%).
Low Risk Liabilities: 55% of IFM's liabilities are made up of primarily higher risk sources of funding.
Loan Level: IFM has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: IFM's Loans to Deposits ratio (191%) is high.
Level of Bad Loans: IFM has a high level of bad loans (18.6%).